Ukuthenga i-crypto kuyinqubo elula kakhulu kunaseminyakeni embalwa edlule; emuva ngosuku, abantu kwadingeka bahambe baze bathumele imali ebonakalayo ezweni lonke (noma umhlaba) ukuze bathole i-BTC ethile. 

Namuhla, ukuthenga i-crypto kulula njengokubhalisela ukuhwebelana, udlula imibuzo eyisisekelo ye-KYC (Yazi Ikhasimende Lakho) okumele ukuhwebelana kufanele kuqoqwe ngokomthetho, okuxhumanisa imininingwane yakho yokukhokha, nokuthenga i-crypto oyikhethayo. Awudingi izinga eliphezulu lolwazi oluyinkimbinkimbi lwe-crypto kanye ne-blockchain ukuze uthenge i-Bitcoin nanoma yiluphi olunye uhlamvu lwemali.

Lapho uhlola izindawo zokuthenga i-cryptocurrency namuhla, kufanele ucabangele lezi zici ezilandelayo:

1. Ungakwethemba ukushintshanisa? Ukuhwebelana okuningi okudumile namuhla kuthembekile, kodwa izinto zingakhula kancane uma uhlola ukuhwebelana okungaziwa kakhulu. I-Coinbase, i-Gemini, i-Kraken, ne-UpHold zonke izinketho eziqinile.
2. Zingaki izinhlobo ezihlukene zama-cryptocurrensets ezinikezwa wukushintshaniswa? Okunye ukuhwebelana kunikeza ishumi nambili kuphela, kanti abanye banikeza amakhulukhulu ezimali ze-crypto.
3. Ziyini izindleko zokwenziwa?
4. Ukunikezwa kwebhonasi yokubhalisa? Kungani ungenzi imali eyengeziwe ubhalisela inkundla ofuna ukuyisebenzisa noma kunjalo? Ungajabuli kakhulu nokho, iningi lalokhu lifana nama- $ 10 kuye kwangama-20 noma ngaphezulu.

Kulesi sihloko, sizokuqondisa kwezinye zezindlela ezilula zokuthenga i-crypto nokuthi ungayigcina kanjani imali yakho futhi uyigcine iphephile futhi iphilile.  Indlela ejwayeleke kakhulu yokuqala ingosi yesevisi ye-cryptocurrency, njengokushintshisana kwe-crypto okumaphakathi; sizobuyekeza ezimbalwa.

Ngaphambi Kokuthenga I-Crypto 

Imakethe ye-crypto ine izinkulungwane zama-cryptocurrencies ahlukene ukuthenga, ukuthengisa kanye nokuhweba. Uma uqala uhambo lwakho lwe-crypto, iningi liyi-hard skip. 

Izinhlamvu zemali ezaziwa kancane zingaphansi kokuntengantenga okwedlulele futhi zingasuswa emakethe ngokuphazima kweso. Ingxenye enkulu yazo ingase isebenze njengophawu oluphambili lwamaphrojekthi angathembekile futhi angaziwa angafezi injongo yangempela kulo mkhakha ngaphandle nje kokuthi uhlelo lokuceba ngokushesha. Ngakolunye uhlangothi, izimali eziphezulu ze-10 zinezinkulu kakhulu izimakethe zemakethe kanye nemiphakathi enamandla kakhulu.

Ungayithenga Kanjani I-Crypto Usebenzisa I-Crypto Exchange

Enye yezindlela ezilula zokuthenga i-crypto iwukushintshaniswa okusungulwe kahle kwe-cryptocurrency, njenge-Binance noma i-Coinbase. 

Ukuhwebelana kwe-Crypto kuvumela abasebenzisi ukuthi bathenge, badayise futhi bahwebe ngezimpahla zedijithali. Okunye kwalokhu kungase kube nombukiso obanzi wemikhiqizo/izinkonzo, ezifana ne-staking, i-ild farming kanye ne-crypto lending. Kodwa lezi zinkampani ziqondiswe kakhulu kubasebenzisi abanolwazi njengoba bedlulisa izinga eliphezulu lobungozi. Okwamanje, kufanele unamathele ekuhwebeni okuningi kwabasaqalayo njenge-Coinbase.

Ngaphambi kokuvula i-akhawunti kunoma yikuphi ukushintshanisa, qiniseka ukuthi inesithunzi esiqinile esikhaleni. Unganciphisa uma inkundla ikulungele ngokubuyekeza izici ezithile ezihlanganisa:

1. Security: ingabe i-exchange ike yagqekezwa ngaphambilini? Yiziphi izindlela zokuphepha elizisebenzisayo? Ingabe inomshwalense/inezimpahla eziningi endaweni ebandayo (ukugcina imali ungaxhunyiwe ku-inthanethi ukuze kwehliswe izingozi zokuhlaselwa ku-inthanethi)?
2. Izimali: ingabe ukushintshana kunezindleko ezilula nezisobala? Noma kunalokho isakhiwo semali eyinkimbinkimbi noma izindleko ezifihliwe? Zincintisana kangakanani lezi zimali uma ziqhathaniswa nezinye?
3. Izimpahla ezisekelwayo: Lokhu akumele kube yinkinga kwabaqalayo, kodwa kuhle ukwazi ukuthi zingaki izimali ezisekelwa ukushintshanisa njengoba zonke zingekho ohlwini lwezimpahla ezifanayo.

Manje njengoba sesinalokho emqondweni, sekuyisikhathi sokuvula i-akhawunti yakho.

Zonke ukuhwebelana zinezimiso ezihlukile zokubhalisa, ngakho ulwazi oludingayo ukuze unikeze luyahlukahluka. Ngokuvamile, udinga ukunikeza i-imeyili yakho negama eligcwele, uthayiphe iphasiwedi, futhi uthumele idokhumenti ekhishwe uhulumeni, njengepasipoti, inombolo yokuphepha komphakathi noma ikhadi le-ID, ukuze uqinisekise i-akhawunti.

Ngemva kokuthi i-akhawunti yakho isiqinisekiswe ngokugcwele (okunye ukushintshanisa kuqala kudinga ukuqinisekiswa okufanele ukuze ukwazi ukuqala ukufaka ama-oda), kufanele uxhume indlela yokukhokha. 

Ungakwazi ukuxhuma i-akhawunti yakho yasebhange noma usebenzise amakhadi esikweletu noma edebhithi (uma ukushintshana kusekela amadiphozithi ekhadi lakho). Zombili izinketho zinemali yokuthenga eyisisekelo (okunye ukuhwebelana kungase kukhokhise imali yediphozithi) nakuba ukudluliselwa kwebhange ngokuvamile kushibhe kunediphozithi yekhadi.

Uma usunemali ku-akhawunti yakho, ungafaka i-oda lokuthenga. Le nqubo iyahluka kuye ngokuhwebelana. Ngokuvamile, izinkundla eziningi zizokuvumela ukuthi usebenzise izimali zakho ze-USD ukuze uthenge i-Bitcoin, i-Ethereum, nanoma iyiphi enye i-crypto etholakalayo ngokufaka nje inani ngamadola ofuna ukuwathenga nge-crypto. 

Okunye ukuhwebelana, njenge-Kraken ne-Binance, kuveza izinketho eziningi zokuthenga njengama-oda omkhawulo nama-oda wemakethe. Elokuqala likuvumela ukuthi ufake i-oda lokuthenga lapho imali ye-crypto ifika enanini elithile, kanti elokugcina lisho ukuthi uthenga impahla ngentengo yamanje yemakethe.

Ungayithenga Kanjani I-Crypto Nge-PayPal

I-PayPal ivumela abasebenzisi ukuthi bathenge izimpahla ze-crypto. Ungathenga i-crypto ngokuqondile nge-in-app usebenzisa ibhalansi yakho ye-PayPal, i-akhawunti yasebhange noma ikhadi lasebhange elixhunywe ku-akhawunti yakho ye-PayPal. Enye indlela ukuthumela izimali ngesikhwama sangaphandle. 

Isibonelo, ungathumela i-crypto isuka ku-akhawunti yakho ye-Binance iye ku-akhawunti yakho ye-PayPal: 

• Okokuqala, yiya engxenyeni ye-Crypto Hub ku-PayPal bese ukopisha ikheli kwelinye lama-cryptocurrencies atholakalayo: i-Bitcoin, i-Ethereum, i-Bitcoin Cash ne-Litecoin.
• Uma usukhethile uhlobo lwemali ofuna ukulwenza thola, namathisela ikheli ku-Binance futhi uqinisekise ukudluliswa kwamathokheni.

Kuyinqubo efanayo ngenye indlela:

• Ku-akhawunti yakho ye-Binance, qonda ku-Wallet bese uchofoza okuthi Idiphozithi.
• Kopisha Ikheli le-Binance ye-cryptocurrency ofuna ukuyithola.
• Iya engxenyeni ye-crypto ye-PayPal, khetha impahla ofuna ukuyithumela, namathisela ikheli le-Binance, bese uchofoza Thumela.

Qaphela ukuthi i-PayPal ikhiqiza ikheli elisha ngediphozithi ngayinye. Ungasebenzisa kabusha ikheli elidala ukuze uthumele futhi wamukele i-crypto. Nokho, akunconyiwe ngenxa yezizathu zobumfihlo nezokuphepha. Isibonelo, njengoba i-blockchain isobala, isigebengu singazi inani lezimali onazo uma usebenzisa njalo ikheli elifanayo, ojwayele ukusebenzisana naye, nokunye okwengeziwe. Ngakho-ke umhlaseli angase azame ukuntshontsha okhiye bakho abayimfihlo esebenzisa izindlela ezimbalwa zokugebenga. 

Ezinye Izindlela Zokuthenga I-Crypto

Kunezindlela ezimbalwa zokuthenga i-Bitcoin noma amanye ama-cryptocurrensets ngaphandle kokuhwebelana kwe-cryptocurrency kanye namaphrosesa wokukhokha.

Izimakethe ze-P2P (peer-to-peer) ziyindlela edumile yokuthenga i-Bitcoin kodwa ngaphandle kokungaziwa ukushintshaniswa okuhlukanisayo. Emakethe ye-P2P njenge-LocalBitcoin, abasebenzisi bangakhetha ohlwini lwabathengi nabathengisi futhi bakhethe umuntu abafisa ukusebenzisana naye ngokuqondile.

Enye indlela ukuthenga i-crypto ngokusebenzisa ama-broker aku-inthanethi afana Robinhood. Kodwa khumbula ukuthi abanye abadayisi abasekela i-crypto bangase bangakuvumeli ukuthi uthumele imali yakho esikhwameni sangaphandle. Lokhu kusho ukuthi umdayiseli wakho uphethe okhiye abayimfihlo—ikhodi eyimfihlo ye-alphanumeric efakazela ubunikazi bempahla—ye-crypto yakho hhayi wena. Lokhu kubeka engcupheni—kungakhathaliseki ukuthi umthengisi wakho, ukuhwebelana okumaphakathi noma okuhlukaniselwe abantu ezindaweni ezahlukene kuphephile kangakanani, bahlale bengaphansi ukuhlaselwa kwe-cyber. Sizonweba kuleli phuzu kwesinye isigaba.

Ukugcina i-Crypto yakho Ngokuphephile

Uma uthenge i-Bitcoin noma i-crypto, inkambiso yokuphepha engcono kakhulu ukuyibeka ngaphandle kwanoma yisiphi isikhungo noma iphrothokholi. Izikhwama ze-Crypto ngokuvamile ziyindlela yokuhamba, kodwa kuwukuhlakanipha ukuhlukanisa phakathi kwesikhwama semali esishisayo (ku-inthanethi) kanye nesikhwama esibandayo (okungaxhunyiwe ku-inthanethi).

Izikhwama ezishisayo (izikhwama zesofthiwe) zixhuma ku-inthanethi ngamadivayisi afana nama-smartphone noma amakhompyutha. Akulungele ukuthenga, ukuthengisa, ukushintshanisa nokugcina izimpahla ze-crypto ngqo ocingweni noma kukhompyutha yakho njengoba zikhiqiza okhiye abayimfihlo kulawo madivayisi. Kodwa-ke, ama-wallet ashisayo adinga ukusebenzisa izivumelwano eziningi zokuphepha njengoba ebeka izingozi ezimbalwa. Isibonelo, ifoni, ikhompuyutha noma ithebulethi yakho iyebiwa, igqekezwe, noma ilahleke 2) isikhwama semali sivalelwa ukuphulwa kwezokuphepha futhi izimali zakho ziba sengozini.

Izikhwama ezibandayo (i-hardware wallet) zingamathuluzi amancane afana nedrayivu yokubhala engadingi uxhumano lwe-inthanethi ukuze ugcine i-crypto yakho. Ngakho-ke ngokuvamile zibhekwa njengendlela ephephe kunazo zonke yokuvikela i-crypto yakho futhi ime kude nokuhlasela kwe-cyber. Ezinye izinketho ezidumile yi-Trezor ne-Ledger, izikhwama zehadiwe ezihamba phambili emakethe.

Khumbula isisho esidala se-crypto: hhayi okhiye bakho, hhayi izinhlamvu zakho zemali.

Imicabango Yokugcina: Kulula Kangakanani Ukuthenga I-Crypto?

Uma umusha esikhaleni se-crypto futhi ufuna ukuthola izandla zakho kwezinye i-cryptocurrency, ungase uzizwe ukhungathekile ngenani lezimpahla ze-crypto kanye ne-jargon yobuchwepheshe emakethe. Kodwa kulula kunalokho kubonakala. Njengoba sishilo ngaphambilini, awudingi izinga eliphezulu lolwazi kuzo zonke izinto ze-crypto —izinkombandlela ezithile eziyisisekelo ukuze uqale uhambo lwakho lwe-crypto.

Kungakhathaliseki ukuthi ukhetha ukuthenga i-Bitcoin noma olunye uhlamvu lwemali, kufanele ngaso sonke isikhathi wenze ucwaningo mayelana nokuhwebelana noma inkundla. Zibuze: 

• Ingabe inkampani ikuvumela ukuthi uthumele imali yakho kuma-wallet angaphandle?
• Ingabe ike yagqekezwa ngaphambilini?
• Ingabe bahlinzeka ngesitoreji esibandayo noma basebenzise izivumelwano zokuphepha ezisezingeni lomkhakha?

Kubalulekile ukufunda indlela yokusebenzisa i-wallet yehadiwe njengoba ingakusiza esikhathini esizayo uma unquma ukuhambisa izimali zakho ungaxhunyiwe ku-inthanethi.

Imibuzo Evame Ukubuzwa (FAQ)

Ngingayithenga I-Crypto Ngekhadi Lesikweletu?: Ukuthenga ngekhadi lesikweletu kuyafana nokusebenzisa ikhadi ledebhithi noma ukudluliselwa kwe-automated clearing house (ACH). Vele ufake imininingwane yekhadi lakho lesikweletu futhi ugunyaze okwenziwayo. Kodwa akukuningi ukuhwebelana okuvumela abasebenzisi ukuthi bathenge i-crypto besebenzisa amakhadi esikweletu njengoba ukuthengiselana kwamakhadi kubiza kakhulu njengoba benezinkokhelo ezimbalwa zokucubungula inkundla ezidlulisela kuwena.

Ingabe isitoreji esibandayo singcono kunesitoreji esishisayo?: izikhwama zesofthiwe, kuyilapho zingasebenzisa izivumelwano zokuphepha eziningi ukuze zivikele i-akhawunti yakho, zihlala zisengozini yokubhekana nokugebenga okuyinkimbinkimbi nezinye izinhlobo zokuhlasela ezingafaka engcupheni izimali zabasebenzisi. Izikhwama zehadiwe zihlinzeka ngezinga eliphezulu lokuphepha njengoba zime kude nokuhlasela kwe-cyber.

Kungani kudumaza ukuthenga izimpahla ezingaziwa kancane?: Uma ungumuntu osaqalayo esikhaleni se-crypto, ubhekene nezingozi ezimbalwa: abantu abathengisa amathokheni angenalutho, abakhwabanisi abazama ukukuyengela ezinhlelweni ze-Ponzi, nokunye. Abantu abaningi embonini ye-crypto bangakweluleka ukuthi uhambe namaphrojekthi kanye nama-cryptos asevele anerekhodi eliqinisekisiwe lokungafihli esikhaleni, futhi ube nomkhiqizo/isevisi ehlinzeka ngokuthile okubalulekile embonini esikhundleni samasu nje okuthengisa ukuze ucebe ngokushesha. .

Yiziphi ezinye ze-cryptocurrencies ezithenjwa kakhulu emakethe?: ukukhomba umbuzo wangaphambilini, ungathola umtapo wezincwadi ohlukahlukene wezimpahla ze-crypto ezithenjwa umphakathi we-crypto uwonke. Ezinye zazo yilezi:

• I-Bitcoin (i-BTC)
• I-Ethereum (ETH)
• I-Cardano (i-ADA)
• I-Solana (SOL)
• I-Binance Coin (BNB)
• I-Polygon (MATIC)
• Ukwahlukana (AVAX)
• Aave
• I-Polkadot (DOT)

Yiziphi izimakethe ezingcono kakhulu zokuthenga i-crypto?: There are several cryptocurrency exchanges with a solid reputation in the industry, such as Kraken, Coinbase, OKX, Gemini, and Huobi.