Njengoba izindleko zezinkinga zokuphila ziqhubeka kanye nokukhula kancane kwesibikezelo sokukhula komnotho esikhathini esisele sonyaka, lezi izikhathi eziyinselele ezikhungweni zezimali ezibheke ukuthuthukisa ukukhula.
Lokhu kwenza kubeluleka ukuqinisekisa ukuthi abanikazi bama-akhawunti bayaqhubeka nokuthola ulwazi oluvelele, ukuvimbela ukuxokozela kwamakhasimende kanye nokwenza inzuzo. Okubaluleke ngokufanayo ukugxila ekushayeleni kahle ukugwema ukumosha imali engenayo ebalulekile.
Kungani uhlanza isizindalwazi sakho?
Impendulo yokuletha umuzwa omuhle wamakhasimende, kanye nokusebenza kahle, iwukuhlanza idatha yakho - nakuba kuhle hhayi kanye ngonyaka, kodwa ngokuqhubekayo.
Igwema ukuchitha isikhathi nemali engenayo eyigugu ekuxhumaneni okungalungile, ngakho-ke iqhuba ukusebenza kahle, kuyilapho ivumela ukulethwa kwenkonzo evelele, yomuntu siqu ukusiza ukukhiqiza imali. Ukuba nedatha yokuxhumana yekhasimende enembile nakho kudlala indima
ukusiza labo abakumasevisi ezezimali ukuthi bahlangabezane nemithetho eqinile ye-KYC ne-AML, futhi ngenxa yalokho kunciphisa ubungozi bokukhwabanisa.
Eqinisweni, ukwenza izinqumo ezingcono kakhulu kusekelwe kwikhwalithi ephezulu, idatha yekhasimende ethembekile, ngoba ukuqonda esiza ukuyinikeza kwenza kube nokwenzeka ukwenza izinqumo ezinolwazi; isibonelo, ngekusasa lomkhiqizo noma isevisi, noma ukudalwa kwe
entsha.
Idatha ibola indaba engapheli
NgokukaGartner, idatha yabola ngokwesilinganiso ngamaphesenti amathathu ngenyanga futhi cishe amaphesenti angama-25 ngonyaka, njengoba abantu bethuthela ekhaya, behlukanisa noma bedlula emhlabeni. Ngedatha ehlala ilulaza kubalulekile ukuthi kube nezinqubo zokuhlanza idatha endaweni, hhayi ekugibeleni kuphela
isigaba, kodwa ukuhlanza idatha ephethwe ku-batch. Okudingekayo yizinguquko ezilula, ezingabizi kakhulu ohlelweni lwekhwalithi yedatha.
Uzihlanza kanjani ngempumelelo izingosi zolwazi:
Sebenzisa ukubheka ikheli noma isevisi yokuqedela ngokuzenzakalela
Kubalulekile ukusebenzisa ukubheka ikheli noma isevisi yokuqedela ngokuzenzakalela ukuze uthole idatha yokuxhumana enembile esigabeni sokugibela ikhasimende. Lawa mathuluzi aletha idatha yekheli enembile ngesikhathi sangempela ngokunikeza ikheli elifomethwe kahle, elilungile lapho umsebenzisi eqala
ukufaka ezabo. Ngenani lama-keystroke adingekayo linqanyulwe ngamaphesenti angafika kwangu-81 uma ufaka ikheli inqubo yokugibela iyasheshisa, ithuthukisa konke okwenziwayo, okwenza kube lula kakhulu ukuthi umsebenzisi aqedele ukuthenga noma isicelo.
Isevisi efana nalena ibalulekile ngoba cishe amaphesenti angu-20 amakheli afakwe ku-inthanethi aqukethe amaphutha; lokhu kufaka phakathi amaphutha esipelingi, izinombolo zendlu ezingalungile, namakhodi okuposa angalungile, ngokuvamile ngenxa yamaphutha lapho uthayipha ulwazi lokuxhumana.
Iphuzu lokuqala lokuqinisekisa lokuxhumana linganwetshwa ku-imeyili, ifoni negama, ukuze le datha yokuxhumana ebalulekile ingaqinisekiswa ngesikhathi sangempela.
Susa idatha
Ukuphindaphinda idatha kuyinkinga evamile futhi ebalulekile enamaphesenti angu-10 - 30 amanani ayimpinda avamile kulezo zinhlangano ngaphandle kokusungulwa kwekhwalithi yedatha. Kuvame ukwenzeka lapho iminyango emibili ihlanganisa idatha yayo kanye namaphutha ekuqoqweni kwedatha yokuxhumana
zenzeka ezindaweni zokuthinta ezahlukene. Ukuphindaphinda idatha kungeza izindleko ngokwesikhathi nemali, ikakhulukazi ngezokuxhumana eziphrintiwe kanye nemikhankaso yokufinyelela ku-inthanethi, futhi kungaba nomthelela omubi esithunzini somthumeli. Ukusebenzisa ukufanisa okuthuthukisiwe okungacacile
ithuluzi lokuhlanganisa kanye nokuhlanza amarekhodi ayinselele kakhulu yisixazululo esingcono kakhulu sokwenza 'irekhodi lomsebenzisi oyedwa' futhi uthole umbono omuhle wekhasimende elilodwa (SCV). Ukuqonda okungase kusetshenziselwe ukuthuthukisa ukuxhumana.
Ngokuphindaphinda idatha ngale ndlela ukonga okusebenzayo nakho kwenziwa, ukunciphisa izindleko, ngoba imizamo eminingi yokuxhumana ngeke yenziwe kumuntu oyedwa. Ukwengeza, amathuba okukhwabanisa ayancishiswa ngerekhodi elihlanganisiwe elisungulwe umsebenzisi ngamunye.
Ukuhlanzwa kwedatha nokucindezelwa
Kubalulekile ukwenza umsebenzi wokuhlanza idatha noma wokucindezela ukuze ugqamise abantu abathuthile noma abangasekho ekhelini elisefayilini. Kanye nokususa amakheli angalungile, lezi zinsizakalo zingabandakanya ukuhlaba umkhosi kwabashonile ukuze kumiswe ukusatshalaliswa
iposi nokunye ukuxhumana nalabo asebedlulile emhlabeni, okungase kubangele ukucindezeleka kubangane nezihlobo zabo. Ngokusebenzisa amasu okucindezela izikhungo zezezimali zingonga imali ngokungasabalalisi imiyalezo engalungile, zivikele isithunzi sazo,
ngenkathi bethuthukisa imizamo yabo yokukhomba ukuze bathuthukise ulwazi lwamakhasimende.
Sebenzisa inkundla yokuhlanza idatha
Ukuletha ikhwalithi yedatha ngesikhathi sangempela ukuze kusekelwe ukusebenza kahle okubanzi kwenhlangano nokuhlinzeka ngolwazi olungcono lwamakhasimende akukaze kube lula. Namuhla, izinsiza ezingabizi kakhulu ziyatholakala, njenge-scalable data cleaning software-as-a-service (SaaS)
inkundla engafinyelelwa emahoreni ambalwa futhi ayidingi ukubhala ngekhodi, ukuhlanganiswa, noma ukuqeqeshwa. Lobu buchwepheshe bungahlanza futhi bulungise amagama, amakheli, amakheli e-imeyili, nezinombolo zocingo emhlabeni wonke. Amarekhodi ayafaniswa, akuqinisekiswa ukuthi awaphindwaphindwa,
futhi iphrofayili yedatha ihlinzekwa ukusiza ukukhomba izinkinga ukuze kuthathwe izinyathelo ezengeziwe. Isixhumi esibonakalayo esisodwa, esinembile sinikeza ithuba lokumiswa kwedatha, ukuqinisekiswa, kanye nokucebisa, ukuqinisekisa ulwazi lokuxhumana olusezingeni eliphezulu kuzo zonke izizindalwazi eziningi. Lokhu
ingalethwa nedatha ebanjiwe ku-batch futhi njengoba idatha entsha iqoqwa. Kanye ne-SaaS, inkundla enjalo ingase isetshenziswe njenge-API esekelwe efwini, ngobuchwepheshe bokuxhuma njenge-Microsoft SQL Server, noma endaweni.
Ngokufigqiwe
Kulezi zikhathi zomnotho eziyinselele ukuba nemininingwane yamakhasimende ehlanzekile nenembile kubalulekile. Ukwenza umzamo ohlangene wokuthola imininingwane egciniwe ehlanzekile, into okufanele isetshenziswe ngokuqhubekayo, kuzoletha ukonga okusebenzayo, ukusiza
ukuletha ulwazi oluvelele lwekhasimende ukusekela ukukhiqizwa kwemali engenayo, nokunciphisa ithuba lokukhwabanisa.
- I-SEO Powered Content & PR Distribution. Khuliswa Namuhla.
- I-PlatoData.Network Vertical Generative Ai. Zinike Amandla. Finyelela Lapha.
- I-PlatoAiStream. I-Web3 Intelligence. Ulwazi Lukhulisiwe. Finyelela Lapha.
- I-PlatoESG. Ikhabhoni, I-CleanTech, Amandla, Environment, Ilanga, Ukuphathwa Kwemfucuza. Finyelela Lapha.
- I-PlatoHealth. I-Biotech kanye ne-Clinical Trials Intelligence. Finyelela Lapha.
- Source: https://www.finextra.com/blogposting/26059/why-those-in-financial-services-must-spring-clean-their-customer-databases?utm_medium=rssfinextra&utm_source=finextrablogs
