U-Antoni Trenchev, oyi-CEO ye-Nexo yesikhulumi sokuboleka / sokuboleka ku-inthanethi, uchaze ukuthi kungani i-Ethereum nezinye izimpahla zikhuphuka. Ngokwengxenye, isikhala se-crypto sibona isithakazelo esimangalisayo phakathi kwama-baby boomers.

Qala nge-Bitcoin

Trenchev wahlala neBloomberg TV ukwabelana ngemicabango yakhe ngokukhuphuka okukhulu kwamanani e-crypto-asset. Uyakholwa i-DeFi craze inikeze amandla imakethe. I-Bulgarian itshele i-Bloomberg ukuthi ikhono lokwenza ukuthengiselana, "njengoba ubungenza nebhange lakho," ngaphandle kokwethembana kuyisinyathelo esikhulu esiya phambili se-crypto. Ngokubona kwakhe, isihluthulelo sempumelelo yeDeFi sikhipha umuntu ophakathi.

Kodwa-ke, u-Trenchev uphakamise ukuthi labo abasha esikhaleni kufanele baqale ukuthenga i-bitcoin. Leli "igolide ledijithali," uthe, linezisekelo ezinhle kakhulu, futhi selikhona isikhathi eside kakhulu. Ngamafuphi, iyi-crypto ephephe kunazo zonke.

Ukukhipha Ithrendi

Kusenendawo yokukhula ku-crypto fintech. U-Trenchev, naye owasungula i-Nexo, wayenezeluleko ezithile ezingamangazi. Wasikisela ukuthi abantu bathenge iNexo, uphawu lomsamo wakhe. Akumangazi ukuthi ukholelwa ukuthi izinkampani ezibolekisa ngemali ye-crypto ezimaphakathi njengaye zinamandla amaningi. Isilinganiso sika-April 2018 ibiza i-Nexo ngama-euro ayizigidi ezingu-196-286, ngokusho kwe-dealroom.co. Lokho kwenzeka eminyakeni emibili edlule.

Ngokufanayo, isevisi yokuboleka ebizwa ngokuthi iCelsius ibone ukukhula ngokushesha kusukela yethulwa ngoJulayi 2018. I-BnkToTheFuture, inkundla yokutshala imali yesikhala se-crypto, eshiwo ku ukukhululwa kwezindaba ukuthi iCelsius yayiqukethe izikhwama zemali ezisebenzayo ezingu-100,000+ kanye nangaphezu kuka-$630M ekuphathweni. Ithokheni yeCelsius ibone okuhlaba umxhwele Inyuke ngo-1,400% onyakeni odlule.

Enye inkundla yokuboleka emaphakathi, i-Crypto.com, inethokheni ene-top-20 market cap (No. 9, kusukela Sept. 25, 2020). Izinkampani ezifana ne-Crypto.com zinikeza ama-fiat onramps, ukuhwebelana, ukuboleka nokuboleka, ngisho namakhadi edebhithi. Zisebenza cishe njengebhange elisebenza ngokugcwele. Ngakolunye uhlangothi, zidinga abasebenzisi ukuthenga uphawu lwabo futhi balugcine ekuvaleni ukuze uthole amanani enzalo angcono kakhulu.

Ngokungafani Defi, lezi zinkundla ezimaphakathi nendawo abe namazinga enzalo azinzile. Ukukhuluma iqiniso, ababoni abahlanya 0.1%-3.0%+ nsuku zonke ubuyela ukuthi abalimi abasatshalaliswayo besivuno bayathokozela. Kodwa lawo mazinga ayashintshashintsha.

Noma kunjalo, i-8% -12% ingcono kakhulu kune- Inzalo engaphansi kuka-1% iyatholakala kuma-akhawunti okonga ngezitini nodaka kanye nama-akhawunti emakethe yemali. Futhi, lezi zinkampani zinesevisi yamakhasimende kanye nokunye ngisho nokuthi ufakwe umshwalense.

I-Semi-Centralized Finance Boom

Ngenkathi i-DeFi iyala amanani emali abonakala engelona iqiniso, i-crypto CeFi (imali emaphakathi) isakhula. Umphathi wakwaNexo uthe ezinyangeni eziyisithupha ezedlule, ibhizinisi lakhe likhule ngamaphesenti aphindwe kabili ngenyanga. Abantu bayabona ukuthi kungcono ukuboleka nge-bitcoin ngoba "iyonga intela" futhi inamandla angcono uma iqhathaniswa nemali, esho.

U-Trenchev ubuye waveza isimo esimangalisayo sokuthi izinkampani zezezimali ze-crypto ezifana nezakhe ziye zabona ukuphindaphindeka kane kwezingane ezikhulayo njengamakhasimende unyaka nonyaka.

NgoJuni 2020, i-River Financials, inkampani yezezimali ye-bitcoin, yabika ukuthi inani lamakhasimende layo linayo iphindwe kabili nyanga zonke kulo nyaka. Bathola inani elikhulu labantu kwabatshalizimali abaneminyaka engu-55+, ababizwa ngokuthi "i-Bitcoin Boomers."

Lokhu kuza njengokumangazayo. Ucwaningo lweminyaka edlule ibonise i-bitcoin ukuthi ithandwa yizinkulungwane zeminyaka, hhayi abantu abadala.

Lona akuwona unyaka wokuqala i-bitcoin yenza kahle. Ngo-2019, i-bitcoin iphumelele ngaphezu kwazo zonke ezinye izimpahla. Kungaba isikhathi esingakanani i-crypto's i-stellar ukusebenza kokugcina? UTrenchev ukholelwa ukuthi ukuba ku-crypto kuyithuba elihle kakhulu ongaliphuthelwa. Uthe,

"Ingozi ingaphandle kwakho konke kunokuba ube phakathi, futhi ulahlekelwe."

Umthombo: https://beincrypto.com/bitcoin-boomers-flock-to-semi-centralized-finance-platforms/