Xhumana nathi

Blockchain

Ngabe iDeFi izoshayisa i-crypto-economy, ngendlela efanayo ne-CDOs?

Kushicilelwe

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Let’s talk about the elephant in the room.

Decentralized Finance has been all the rage for the past few months, and its tokens’ prices are a testament to the excitement. But while the objective of decentralized finance is a financial world which is without a centralized authority, one administered through efficient and seamless smart contracts and operated through digital currencies, in reality, it could fall well short of this lofty goal and end of like one of the worst financial experiments of the century – CDOs.

CDOs are collateralized debt obligations or packaged debt securities, mostly from mortgages, which were issued by banks, invested by investment companies, and sold to investors. The basis for the entire CDO market was – the American housing market. When the housing market collapsed i.e. when home owners failed to pay their dues, the pyramid fell, bringing down the whole system with it. According to izilinganiso from the IMF, U.S and European banks lost over $1 trillion for essentially betting on toxic assets and from bad loans between January 2007 to September 2009.

What’s happening in the Defi world is quite similar to what happened a decade ago with CDOs. Richard Red, Research and Strategy lead at Decred, speaking to AMBCrypto, stated that because DeFi has had a number of high profile exploits, there’s a massive amount of attention drawn to the space. This attention is poking holes in many protocols’ smart contracts and highlighting that the system is not very reliable at all. Red said,

“This situation has a lot of similarities to the issues with collateralized debt obligations which were the cause of the 2007 financial crisis (complexity which hides risk). “

Comparing DeFi to CDOs, we see a common pattern emerging.

Packaged and repackaged CDOs were the latest financial product on the emakethe, allowing all parties to participate in the creation and movement of debt. Here, companies built tranches of debt-burdens based on the likelihood of it being paid back. These ones which were unlikely to be paid back were labelled ‘sub-prime.’

Rating agencies, despite rating the debts poorly, rated the debts combined into tranches highly. These tranches were sold to everyday retail and institutional investors. Essentially, the play was this – if the homeowners pay regular interest, everyone makes money, if they don’t no one makes money.

DeFi also has this ‘all encompassing’ aura around it, bringing every type of financial company into the space – from lenders to borrowers to insurers. Bringing together so many people under one system gives rise to profit-taking, Red explained.

“At an aggregate level, the degree to which DeFi users string different protocols and smart contracts together must also result in some systemic risk, as each smart contract relies on the inputs from other smart contracts to behave in a predictable way.”

With the motivation to take profits, more people flood in and lead to more chances of flaws within the system being discovered. Red suggested that ‘novel protocols’ are being elevated because of this rush, and often times, they “may not be reliance in all circumstances.”

Similar to what happened with CDOs, with some banks profiting from it, many others decided to jump in. This created a rush as izibambiso ezixhaswe ngempahla ebanjiswayo became the “new thing.” Because of this rush, even the more well-established banks could not figure out how to manage the debt-securities and if they would be paid back at al. This vacuum of information built the bubble which eventually popped,

“The complexity that results from the interactions of all these novel protocols means that it can be very difficult even for experts to know exactly what is happening, and unexpected things which are difficult to explain happen quite regularly.”

While it’s still in a nascent stage, the DeFi ecosystem’s growth is beginning to grow out of proportion. A rush to take profits will only reel more people in, putting pressure on existing institutions to deliver poorly structured products which can satisfy the demand. If this goes on without change, a correction is a matter of when and not if.

Source: https://eng.ambcrypto.com/will-defi-crash-the-crypto-economy-the-same-way-cdos-did

Blockchain

IMonex Ukunikela Ngezinsizakalo Zokubolekwa Kwesitoko kuma-Akhawuntini Wemajini

I-brokerage yaqala ukuletha le nsizakalo ngoJanuwari 2003.

Kushicilelwe

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Inkampani yaseJapan ekuthengisela amasheya online iMonex, Inc. imemezele ngoMsombuluko ukuthi izovuma ukubolekisa ngamasheya services kuma-akhawunti ayo wokuhweba oseceleni, kusukela ngoNovemba 6.

Izinsizakalo zokubolekwa kwesitoko zizovumela abanikazi bama-akhawunti we-marone we-margin ukuthi bathole inzalo besebenzisa amasheya wesibambiso sokuhweba. Amakhasimende wabarhwebi azoboleka amasheya abo kubarhwebi abazokhokha amanani enzalo afanele.

Joyina abaholi bemboni yakho kwi-Finance Magnates Virtual Summit 2020: Bhalisa bese uvotela imiklomelo ye-FMLS

"Amakhasimende anama-akhawunti okuhweba asemkhawulweni manje azokwazi ukusebenzisa amasheya awo njengezibambiso ezithatha isikhundla sezentengiselwano ezisezingeni eliphansi futhi athole nenzalo yemalimboleko ebolekisayo," I-Monex kuchaziwe. “Izibambiso ezingezansi ezisetshenziselwe ukubolekwa kwesitoko zizohlolwa ngendlela efanayo nokuthi bezingabolekiswanga, ngaleyo ndlela zingaphazamisi amanani ezondlo.”

Imvamisa, i-brokerage izokhokha inzalo yaminyaka yonke yamaphesenti ayi-0.1. Kodwa-ke, kwamanye amasheya, isilinganiso senzalo singaya phezulu ngamaphesenti ayi-10 futhi sisebenza ngokuqhubekayo ukufaka amasheya wenzalo yebhonasi kulolu hlu.

Imibhalo ephakanyisiwe

I-ACY Securities Isekela i-ASIC's Product Intervention OrderIya ku-athikili >>

I-brokerage iveze ukuthi abadayisi bangathengisa kalula amasheya abolekisiwe ngaphandle kwezinqubo ezikhethekile.

Lokhu kuthuthukiswa kwezinsizakalo kweza njengoba abezentengiselwano babethola "izicelo eziningi" zokuvumela izinsizakalo zokubolekwa kwesitoko kwamakhasimende okuhweba amarandi.

Izinsiza Ezithuthukisa Abahwebi

IMonex yaqala ukunikela ngezinsizakalo zokubolekisa ngamasheya ngoJanuwari 2003 futhi ithuthukise ukunikela kwayo kusukela lapho.

I-subsidiary yeMonex Group iveze ukuthi bambalwa kuphela ezimakethe zokuhweba zaseJapan, kufaka phakathi iMatsui Securities neRakuten Securities, abanikela ngezinsizakalo zokubolekwa kwesitoko, ngenkathi Kabu.com Ezokuphepha ziyinikela kancane le sevisi.

Ukuthola izinzuzo zokubolekwa kwesitoko, amakhasimende eMonex adinga ukulahlekelwa ezinye izinzuzo zokubamba amasheya. Kodwa-ke, i-brokerage ithuthukisa ukuqiniswa kwensizakalo ukuze inikeze ngokuzenzekelayo izinzuzo zamasheya kubanikazi abaqhubekayo banoma yimaphi amasheya.

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Blockchain

Inhlolovo: Isimo esihle semakethe seBitcoin sikhanyisa i-USD, izimali zaseYurophu

Kushicilelwe

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Ucwaningo lwakamuva olwenziwe ngu Umbono wangempela iveze ukubukwa okumbalwa okuthokozisayo mayelana nemakethe yanamuhla ye-crypto-market. Ucwaningo okukhulunywa ngalo, ngenkathi kuhlolwa imizwa yezimakethe ezigabeni ezahlukahlukene zamafa, luthole ukuthi ubukhulu becala, kunemizwa enamandla kakhulu ezungeze iBitcoin.

Eqinisweni, ithole ukuthi ama-65% abo bonke ababambiqhaza bemakethe bayakukholelwa lokho Bitcoin izokhuphuka ngaphezulu kwe-5% emkhathizwe wenyanga eyodwa, kuyilapho ama-72% wabahlanganyeli bakholelwa ukuthi izokhula ngaphezu kwe-5% emkhathizwe wezinyanga ezintathu.

Ngenkathi iGolide nayo kulindeleke ukuthi inyuke, ngokusho kweningi labahlanganyeli, amandla okubheka phezulu kulindeleke ukuthi abe phansi esikhathini esifushane, uma kuqhathaniswa neBitcoin. Ekuphakameni kwezinyanga ezintathu, ukubuka kuvuliwe Gold lihle ngokwengeziwe.

Ngaphezu kwalokho, kuhlolisiswa ukuqina nokuba namandla ngaphezulu kwesikalo senyanga eyodwa, esikalini sika -1 (iningi le-bearish) kuya ku- +1 (iningi le-bullish), i-Bitcoin ithole u-0.52 ilandelwa iGolide, ngenkathi zonke ezinye izigaba zempahla ezibandakanya lezo ezinesimo semali egciniwe ziphawuliwe umuzwa we-bearish kakhulu.

Umthombo: Umbono Wangempela

Lokhu okutholakele okuthokozisayo njengoba umuzwa weDola laseMelika usuzibuyisile kusuka ekuqiniseni okuqinile kuya ekuqiniseni, okushintshiwe okungenzeka kubangelwe ukuphrinta kweFed ngonyaka.

Iningi lababambiqhaza emakethe likholelwa ukuthi amazinga okuntengantenga abe phezulu kakhulu kule nyanga, nokuyinto engaqinisekisi, ngenxa yokhetho oluzayo. Ngenkathi u-Okthoba abonile Bitcoin ukukhuphukela ku- $ 13,000, kufanele kuqashelwe ukuthi abaningi balindele ukulungiswa okuzolandela kungekudala.

Eqinisweni, okulindelwe nokuzizwa esikhathini esizayo kufakazelwe kangcono yinani lezikhundla ezinde ezimfishane ezisemakethe. Izikhundla ezinde eBitcoin zikhuphukile, nge-83.5% yabaphenduli ababika izikhundla ezinde, kungabikho zikhala ezimfishane ezibikiwe phakathi kwabahlanganyeli.

Kodwa-ke, kufanele kuqashelwe ukuthi amamethrikhi ambalwa akwenzile gqamisa ukungabikho kwesasasa lokuthengisa ngesikhathi sokunyuka kwamanani kwakamuva kakhulu, okutholakele okuyisipanela emisebenzini yokubona okunamandla kwemakethe. Njengoba kubikiwe, kungenzeka ukuthi noma yikuphi ukwehla kwentengo kumuncwa yizikhungo, kunikezwe ama-ATH ezikhungo kanye nezimali ezikhokhelwe eziphethe izikhundla ezinhlangothini eziphambene I-BTC futures.

Umthombo: Umbono Wangempela

Kuyabonakala ukuthi kunemibono eminingi enhle ezungeze iBitcoin okwamanje, hhayi nje evela kuma-maximalists weBitcoin. Njengoba kungabonakala eshadini elingenhla, imizwa yokushintshana kanye nezingxoxo zeCFTC nazo zinamandla ku-BTC naku-bearish kuma-Equities.

Umthombo: https://eng.ambcrypto.com/bitcoins-positive-market-sentiment-shades-usd-european-equities-performances

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Blockchain

Masikhulume Nge-Audius: Uhlelo lokusebenza lwe-Ethereum Music Ukubeka Ukusakaza Ezandleni Zabaculi

Kushicilelwe

on

Ezezimali akuyona nje indawo yamabhange amakhulu nezinhlobo zesudi nothayi. Imali ithinta cishe zonke izici zayo yonke impilo yethu.

Leso isithembiso esikhulu samanethiwekhi wohlelo lokusebenza asezingeni eliphansi njenge-Ethereum. Inika noma ngubani noma kuphi emhlabeni ikhono lokwenza nokusebenzisa izinhlelo zokusebenza ezivulekile neziphethwe ngumphakathi, ezingahambisani nabantu abafuna ukurenta phakathi nale nqubo.

Lokho kusho ukuthi enye yezindawo ezithembisa kakhulu ukuthi i-Ethereum ingaletha kuyo yizinkundla zamasiko. Kunanini ngaphambili, abaculi nabadali badinga izindlela ezintsha zokuqinisekisa izimali zabo ngokwemibandela yabo, futhi i-Ethereum dApps ingaletha izindlela ezinjalo. Yilapho-ke I -udiyo uyangena.

Yini i-audius?

Imboni yezomculo idonsa imali eyizigidigidi zamadola njalo ngonyaka, kepha ingaphezudlwana nje kwe-10% yaleyo mali efika ezandleni zabaculi. Okubi nakakhulu, laba badali abanikezwa noma iyiphi i-ejensi yokuthi kwenzekani ngomculo wabo - kusuka ekusatshalalisweni nangaphezulu - ngemuva kokuwudala.

Isikhathi soshintsho, futhi abakwa-Audius banethemba lokuletha lolo shintsho.

Kanjani? Ngokusebenza njengendawo esatshalaliswayo, ephethwe ngumphakathi enikeza abaculi amandla okuphatha umculo wabo futhi benze izindlela ezintsha zokukhokhelwa, futhi bacebise nabalandeli babo. I-Audius ayingethembi, ngakho-ke abadali akudingeki bakhathazeke ngokuhlolisiswa ubuciko babo njengoba bebengenza kuzingxenyekazi eziningi ezinjengo-Apple noma i-YouTube.

Ngaphezu kwalokho, i-Audius ingumthombo ovulekile, ngakho-ke abathuthukisi emhlabeni jikelele bakhululekile ukuyakhela phezu kwayo futhi bakhe izinhlobo ezintsha zomuzwa womculo nokho abangathanda. Futhi amathuluzi wedatha yesikhulumi angasiza abaculi baqonde kahle ama-fanbase abo.

Kungani Kubalulekile

Kuze kube manje, amapulatifomu okusakaza umculo aphakathi nendawo ngeshwa akhombise ukuthi ayizinhlaka ezifuna ukuqasha ezikhipha inani elikhulu kubaculi ngangokunokwenzeka. Akukhulunywa ngomculo noma abasunguli balezi zinkampani, kumayelana nomugqa ophansi lapho kutholakala khona inzuzo. Isitobha esigcwele.

Leyo akuyona indlela yokusiza abaculi bachume. Ngakho-ke esikhundleni sokwenza la mapulatifomu abe njengalawo ahlala enawo, ngendlela ephezulu, kuthiwani uma eyodwa yakhiwe kusuka phansi kuya phezulu ngomqondo wokuqala wobuciko, womphakathi? Leyo yi-Audius. Ithimba lephrojekthi lifuna ukuphakamisa amazwi ayo yonke imivimbo, ikakhulukazi abaculi abanganakiwe noma abavinjelwe imboni yomculo wesintu, ngokubanika amathuluzi abawadingayo ukwakha imiphakathi yabo kanye nezezimali.

Ngaphakathi kohlelo lwe-Audius

Ngaphansi kwe-hood, iphrothokholi ye-Audius inezakhi eziningana ezibalulekile zokwakha. Lokhu kufaka phakathi:

  • Isixazululo sokugcina sefayela se-AudSP.
  • Incwadi yokuqukethwe ye-Audius.
  • Ukuphathwa kwe-Audius.

Ukuqala, i-AudSP wuhlelo lwefayela olwakhiwe ku-IPFS (i-InterPlanetary File System) lapho abaculi bengalayisha umculo wabo ku-Audius ngenzalo ezayo. Izindawo zokuqukethwe zephrojekthi bese zisebenzisana ne-AudSP bese zenza lula izici zokuthola imvume ngemuva kwalokho.

Ukusakaza kuhlelo lokusebenza lwe-Audius
Ukusakaza kuhlelo lokusebenza lwe-Audius

Bese kuba khona ileja yokuqukethwe ye-Audius, engaqondwa njengokuphelele kobudlelwano phakathi kwezivumelwano ezihlakaniphile ze-Audius's Ethereum, i-POA Network, nanoma yimaphi nanoma yimaphi amanye ama-base layer noma ama-layer-two (L2) amanethiwekhi azosebenzisana ne-audius protocol uhlelo. Ngakho-ke, le ncwadi yokuqukethwe inesibopho sokusiza nokuqopha yonke imisebenzi ye-Audius, njengalapho abasebenzisi bathanda amathrekhi noma benza imitapo yolwazi yezingoma.

Okokugcina, akunasisekelo sokubaluleka kohlelo olusha lokubusa lwe-Audius. Njengephrojekthi ephethwe ngumphakathi, lolu hlelo yilona oluzovumela abasebenzisi be-Audius ukuthi banqume phakathi kwabo ngamapharamitha weprothokholi njengamaroyalties, izimali, imivuzo yamathokheni, nokuningi.

Hlangana ne- $ AUDIO

Ukukhuluma ngohlelo lokuphatha lwe-Audius, ukhiye ovula yonke into yilokhu Ithokheni engu- $ AUDIO, eyethulwe okokuqala ngo-Okthoba 2020. Njengalokhu, i- $ AUDIO iyithokheni yokubusa etholwe ngokusebenzisa i-Audius nokuthi abanikazi bayo bangayisebenzisa ukuvota ngokuhlanganyela “kuzenzo zokungeza inani” ezungeze lo mthetho olandelwayo.

"Abaculi kufanele balawule izindlela zabo zokusabalalisa, futhi sikholwa ukuthi ikusasa le-Audius kufanele licaciswe ngabanikeli balo abasebenza kakhulu ukugwema ukuphinda amaphutha okwedlule kwemboni," kuchaza iphrojekthi kwisimemezelo sabo se- $ AUDIO.

Ngaphandle kokubusa, i- $ AUDIO futhi inezilinganiso zokuphepha nezici zokufinyelela. Ngokuphathelene nezokuphepha, ama-Audius node opharetha angafaka u- $ AUDIO ukuvikela inethiwekhi yephrojekthi, kuyilapho abaculi nabalandeli bengabeka uphawu ukuze bavule amathuluzi akhethekile nezinzuzo.

I- $ AUDIO Airdrop

Ngo-Okthoba 23rd, ithimba lakwa-Audius lenze ukusatshalaliswa okungazelelwe kwe- $ AUDIO kubaculi nabasebenzisi besikhulumi abaphezulu be-10,000 kuze kube manje. Ngokuphawulekayo, phakathi kwabaculi abavelele abafakiwe kudrophu kwakunguZeds Dead, i-RAC, ne-deadmau5.

“Njengomculi, ngichitha isikhathi sami esiningi ngibheka ekhoneni ngekusasa lalo mkhakha, kanti ne-Audius kuyiyona ndlela eya phambili,” kusho uJoel Zimmerman, owaziwa ngelika-deadmau5, naye osejoyine iqembu le-Audius.

Ezindabeni zokukhululwa kwethokheni, u-Dead Wilson, isikhulu esiphezulu selebuli yokurekhoda ezimele ye-deadmau5, ungeze wathi:

“I-Audius nokwethulwa kwe- $ AUDIO kukhombisa igxathu elikhulu eliya phambili lokuthuthuka kwemboni yezomculo kanye nobuchwepheshe obuphehla ubudlelwano phakathi kwabaculi nabalandeli. Isizukulwane esilandelayo sabaculi sithutheleka kwa-Audius ngoba kuyacaca ukuthi ikusasa. ”

Uyemukelwa kwa-Mainnet

Ukubungaza ukukhishwa kwe- $ AUDIO nokwethulwa okuqondanayo kwe-Audius ku-mainnet ye-Ethereum, iphrojekthi ibambe ikhonsathi ethi "Welcome to Mainnet" ngo-Okthoba 23rd, nayo.

Ikhonsathi yeTwitch bekungeyona nje into yokwelashwa kwayo bukhoma kusuka ku-deadmau5 ne-RAC - iphinde yavumela abalandeli ababuke ikhonsathi ukuthi bafune isikweleti esikhethekile se- $ AUDIO esinikezwe imikhosi.

Abaculi Amathokheni Uyeza

Ngakho-ke sibonile ukuthi ikuphi i-Audius manje. Kepha ipulatifomu isukaphi lapha?

Ngenkathi iqembu lephrojekthi linemisebenzi eminingi yokuthuthuka njengamanje kusilayidi sayo, enye yezinto ezithakazelisa kakhulu ukwengeza ukusekelwa kwamathokheni wabaculi (isb. $ RAC ithokheni leyo RAC isanda kukhishwa).

Ngempela, sesiqala ukubona abadali abaningi ngokwengeziwe njenge-RAC bethula amathokheni abo omphakathi. Ukuqhubekela phambili, i-Audius ihlela ukungena kuwo wonke la mathokheni ngokunikeza abaculi amandla okusabalalisa ngokwendabuko futhi basebenzise amathokheni abo abaculi ngesikhulumi sokusakaza, isb. Ukukhawulela izici ezikhethekile kubanikazi bamathokheni. I-Audius nayo ilungiselela ukusebenza njenge-aggregator yamathokheni omculi ngokusekela amathokheni angaphandle avela kuzingxenyekazi zamathokheni omphakathi afana neRoll neZora. Ngokwengeziwe, abaculi bazokwazi ukufaka imali ku- $ AUDIO ukuze bathole izinsizakalo zokuxhasa amathokheni we-premium.

I-Roadmap ye-2021 ne-Beyond

I-Audius inezinhlelo ezinkulu ngekusasa, njengoba iphepha elimhlophe lephrojekthi likhombisa:

“Umphakathi wakwa-Audius uzokhipha izindlela ezintsha zobunikazi bokuqukethwe nemali engenayo engakaze yenzeke, ixhaswe ngabokuqala be-crypto-native abashayela umthetho olandelwayo ngaphansi kwesimo. Njengesiteji esilungele ukuvala igebe phakathi kwe-crypto nezethameli ezijwayelekile, abakwa-Audius bazohlala bebeka phambili ubulula ukuze banikeze ulwazi lomsebenzisi olunembile olusekelwe kwi-web3. ”

Isiphetho

I-Audius ingahle ingabi i-Ethereum dApp esezingeni eliphakeme kakhulu njengamanje, kepha iphethe amandla amakhulu njenge- "Soundcloud killer" enganika amandla abaculi njengangaphambili. Ngokunjalo, ibhizinisi lingaba wuhlelo lokusebenza olukhulu ngokuzayo uma Umnikazi Wobunikazi uqhubeka nokudlala njengoba usunjalo manje.

Okwamanje, ngokuqinisekile uzofuna ukugcina i-Audius ku-radar yakho njengephrojekthi ezayo nezobuka.

990

Umthombo: https://blockonomi.com/audius-ethereum-music-app/

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