Ngazo zonke izinguquko ku-cryptocurrency, into eyodwa ongahlala uthembele kuyo ukuthi i-IRS ifuna ukusikwa kwayo minyaka yonke. Siqoqe imibuzo embalwa yentela evame ukubuzwa esizwa kumakhasimende ethu, namanye amathiphu esingawabelana nawe lapha. Sicela uxhumane nomeluleki wakho wezentela nganoma yikuphi ukucatshangelwa kwentela yebhizinisi lakho kanye neseluleko sezezimali.  

Ikhokhiswa kanjani intela ye-cryptocurrency e-US?

Khona manjalo, okubalulekile ukuthi kudingeka ukhokhe izintela nge-crypto e-USA. Njengamanje ngo-2023, i- I-IRS ibheka i-cryptocurrency njengempahla, ngakho-ke i-cryptocurrency intela ngokufanayo nezitoko, izindlu noma enye indawo.

Izintela kufanele zikhokhelwe kuwo wonke umcimbi okhokhiswa intela - okungukuthi, noma nini lapho uthengisa, uhweba noma ulahla i-crypto, uguqule i-crypto eyodwa kwenye futhi uthole noma yiluphi uhlobo lwenzuzo. Awukhokhi izintela kulo lonke inani lokwenziwe, inzuzo kuphela (eyaziwa ngokuthi intela yenzuzo enkulu).

Izinga lakho lentela lizoncika enhlanganisela yokuthi usunesikhathi esingakanani ubambe izimpahla zakho ze-crypto kanye nenani lezinzuzo zakho. Izimpahla ezigcinwe ngaphansi konyaka owodwa zikhokhiswa intela ngezinga lezinzuzo zesikhashana. Izimpahla ezigcinwe isikhathi esingaphezu konyaka owodwa zikhokhiswa intela ngenani lezinzuzo zesikhathi eside. Funda kabanzi mayelana namazinga entela ye-crypto ukuze ungene ujule.

Iyini imicimbi ye-crypto ekhokhiswa intela?

I-IRS ibheka noma yimuphi umcimbi ozuze kuwo ngokuthengiselana ngemali ye-crypto njengokhokhiswa intela. Ukuthenga i-crypto ngokwayo akuwona umcimbi okhokhiswa intela. Futhi ayibambe i-crypto, noma ngabe iphothifoliyo yakho ibaluleke kakhulu kunezikhathi ezedlule (unenhlanhla). Kuyisenzo sokuthengisa noma sokuguqula ku-fiat nanoma iyiphi enye imali ye-crypto futhi uthole inzuzo kulokho kulahlwa okubonisa umcimbi okhokhiswa intela.

Ake sithi uthole i-Bitcoin engu-1 ngo-$10,000 futhi manje ufisa ukuyisebenzisa uma inani elifanelekile lingu-$50,000. Nansi indlela lowo mcimbi we-cryptocurrency ozokhokhiswa ngayo intela:

• Ukuthengisa Bitcoin yakho eyodwa $50,000 for fiat; unesibopho sokuthola u-$40,000 ezinzuzweni ezikhokhiswa intela
• Ukuguqula / ukuhweba / ukushintshanisa i-Bitcoin engu-1 ebiza u-$10,000 ku-Ethereum ebiza u-$50,000 (ngamanye amazwi, ukulahla i-Bitcoin nokuthenga i-Ethereum), ubangele umcimbi okhokhiswa intela lapho kulahlwa i-Bitcoin ngenzuzo etholakalayo yama- $40,000, kanye nesisekelo sezindleko ezintsha ze-Etherum zama-$50,000. . Kusukela ngo-January 1, 2018, ukushintshaniswa kwempahla "efana nohlobo" (okungukuthi, okungagcini nje endaweni yangempela) kungafanelekela ukungaqashelwa ngezinhloso zentela, futhi njengoba i-crypto ingeyona impahla yangempela, ukuguqulwa kwe-crypto eyodwa kuya kwenye kucatshangelwa. umcimbi okhokhiswa intela ngesikhathi sokuguqulwa.
• Ukusebenzisa ikhadi le-crypto debit like Ikhadi ledebithi elikhokhelwa ngaphambili le-BitPay ukulayisha i-Bitcoin yakho ngesisekelo esingu-$10,000 semali engu-$50,000 yemali ye-fiat; unesibopho sokuthola u-$40,000 wezinzuzo ezikhokhiswa intela ngesikhathi somthwalo. Lena enye yezindlela ezilula zokulandelela izinzuzo nokulahlekelwa okutholakele ku-crypto njengoba umcimbi okhokhiswa intela uqalwa kanye kuphela ngesikhathi somthwalo, hhayi lapho ibhalansi yekhadi ledebhithi isetshenziswa ekuthengeni.
• Ukuthenga imoto ye-$ 60,000 nge-Bitcoin eyodwa; unesibopho sokuthola imali engu-$50,000

Funda Umhlahlandlela we-ZenLegder wezintela ze-crypto ukuze uthole izimo ezithuthuke kakhulu kanye nemininingwane mayelana nemicimbi ekhokhiswa intela. Izinto zingaba nzima nakakhulu lapho imisebenzi ethuthukisiwe ye-crypto efana nokuhweba kwe-margin, izimayini, ama-hacks, ukuboleka, ukufakwa kwe-staking, ama-airdrops kanye nokuqoqa imiklomelo.

Ungabala futhi uzilungiselele kanjani izintela zakho ze-crypto (izindlela ezimbili)

Umthetho wokuqala wokubika kahle kanye nokufaka izintela zakho ze-crypto ukugcina umkhondo wokuthenga kwakho! Lokhu kungenziwa mathupha, kodwa kungase kukuvulele iphutha lomuntu futhi, masenze iqiniso, kubuhlungu ukubhekana nakho. Indlela esebenza kahle kakhulu yokulungisa izintela zakho isetshenziswa ezikhethekile isofthiwe yentela ye-crypto njengeZenLedger.

Indlela 1: Uzilungiselela mathupha izintela zakho ze-crypto

I-IRS iyala abasebenzisi be-crypto ukuthi babike izinzuzo nokulahlekelwa kwakho kukho Ifomu 8949. Sebenzisa leli fomu ukuze ubhale imininingwane mayelana nokuthengiselana kwakho kwe-crypto futhi ubale isikweletu sakho, okuhlanganisa:

• Igama lefa
• Idethi etholwe ngayo
• Idethi yokuthengisa noma yokulahlwa kwayo
• Intengo yokuthengiswa
• Isisekelo sezindleko (intengo yokuthenga)
• Izinzuzo noma ukulahlekelwa

Uma usuzibalile izinzuzo/ukulahlekelwa kwakho kuFomu 8949, faka lolu lwazi efomini 1040 Uhlelo D. Womabili Ifomu 8949 kanye neFomu 1040 Uhlelo D kufanele lugcwaliswe namafomu akho entela yonyaka.

Kuye ngokuthi yiziphi izinsizakalo ze-crypto ozisebenzisayo, okuhlanganisa ukuhwebelana okumaphakathi njenge-Coinbase noma i-Kraken, ungathola amafomu engeziwe ahlanganisa: 1099-B, 1099-MISC kanye ne-1099-K.

Indlela yesi-2: Ukwenza ngokuzenzakalelayo izintela zakho ze-crypto

Ungakwazi ukulandelela okwenziwayo ngokwakho kusipredishithi bese ugcwalisa ifomu ngalinye, kodwa lokhu kungaba umsebenzi oyisicefe. Kunalokho, BitPay futhi I-ZenLedger yenza lokhu kube inqubo elula futhi ezenzakalelayo. Abasebenzisi be-BitPay bangavumelanisa ukuthengiselana kwe-wallet ngokuqondile kusukela ngaphakathi kohlelo lokusebenza kuya kusofthiwe yentela ye-ZenLedger enembile. Ngokuthinta nje okumbalwa okuvela kuhlelo lokusebenza lwe-BitPay, i-ZenLedger ingakwazi ukubala ngokuzenzekelayo inani elifanelekile lemakethe, izinzuzo/ukulahlekelwa, isebenzise isisekelo sezindleko kusigaba se-crypto esithengisiwe, kanye nokuvuna ukulahlekelwa intela emlandweni wakho wokuthenga. Ingakwazi futhi ukubala isisekelo sezindleko isebenzisa izindlela ezihlukahlukene ezifana ne-FIFO, i-LIFO, ukuhlonza okuthile njll.

Ukuze uthole izinzuzo nokulahlekelwa okubonakalayo kubalwe ngokunembile, kubalulekile ukuba nedatha eyisisekelo evela kuzo zonke izikhwama kanye nokuhwebelana lapho i-crypto ihlanganiswe ngokunembile. Noma yikuphi ukudluliswa kwe-inter-wallet noma ukuhwebelana phakathi kwama-akhawunti akho kuzoqedwa ekuhlanganisweni njengoba lokho kudluliselwa kungabangeli imicimbi ekhokhiswa intela.

Uyisebenzisa kanjani i-BitPay + ZenLedger ukulungisa izintela zakho ze-crypto

Ukungenisa imisebenzi yakho nolwazi lwe-crypto endaweni ye-ZenLedger kulula futhi kuvikelekile. Lokhu kuhlanganiswa kusebenza kuphela kubasebenzisi be-BitPay abazinze e-United States nase-Canada.

1. Kubasebenzisi bamanje be-BitPay, qiniseka ukuthi unenguqulo yakamuva ye-BitPay Wallet. Kubasebenzisi abasha,  landa uhlelo lokusebenza lapha.
2. Thepha inkinobho ye-ZenLedger ngaphansi kwesigaba "Yenza Okuningi" sesikrini sasekhaya sohlelo lokusebenza lwe-BitPay.
3. Uzocelwa ukuthi uxhume isikhwama sakho semali ku-ZenLedger.
4. Ngena noma dala i-akhawunti yakho yamahhala ye-ZenLedger.
5. Khetha ama-wallet abambe okwenziwayo ofisa ukukungenisa ku-ZenLedger.

Uma usudale i-akhawunti ye-ZenLedger futhi waxhuma isikhwama sakho semali, okwenziwayo kuzovela ngaphakathi kwedeshibhodi yakho ye-ZenLedger. Manje usulungele ukusebenzisa i-ZenLedger ukuze ulungise futhi ugcwalise izintela zakho ze-crypto.

Okhiye bakho, i-crypto yakho

Thola I-BitPay Wallet Yokuzibamba

Ukunciphisa isikweletu sakho sentela ye-crypto

Njengoba kuchazwe nguZenLedger, kunezindlela eziningi zokunciphisa isikweletu sakho sentela ye-crypto. Ezinye zezindlela ezivame kakhulu zihlanganisa:

• Sebenzisa isoftware yentela ye-crypto njengeZenLedger ukuze uzisindise emaphutheni omuntu
• Thola ukuvuna intela ukuthola ukulahlekelwa ngaphambi kokukhokha izintela
• Hlanganisa okwenziwayo kuwo wonke ama-wallet nokuhwebelana, futhi ukhiphe ngokufanelekile okwenziwayo okungakhokhiswa intela
• Thengisa izimpahla zakho ngokuya ngesikhathi olindele ukuthuthela kubakaki abaphezulu bentela
• Zuza enzuzweni yesikhathi eside uma izimpahla zigcinwe isikhathi esingaphezu konyaka ongu-1 ukuze wehlise izinga lakho lentela
• Qasha i-crypto-friendly accountant ngenqubo yentela elula (uma idingeka ezimweni ezithuthukisiwe), futhi uxhumane ne-CPA yakho ukuze uthole iseluleko sentela ngesikhathi esifanele.
• Ukuhlukahluka kwezimpahla nge I-crypto IRA ube nezinzuzo ezithile zentela ongazicabangela futhi

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• Source: https://bitpay.com/blog/crypto-tax-guide/