Muva nje, kuvele ividiyo eveza ukubandakanyeka kwamabhange amakhulu ekubhalweni koMthetho Wokulwa Nokushushumbiswa Kwempahla Yedijithali, owaqalwa ngamaSenatha uRoger Marshall no-Elizabeth Warren. Lesi senzo, esethulwe okokuqala ngoDisemba 2022, sithole ukunakwa okukhulu ngenxa yomthelela waso ongaba khona emkhakheni we-cryptocurrency.
Kuvidiyo edalulayo, uSenator Roger Marshall udalule ukuthi yena noSenator Elizabeth Warren baye ku-American Bankers Association (ABA) ukuze bathole usizo lokwakha uMthetho Wokulwa Nokushushumbiswa Kwemali Yedijithali. Lokhu kubandakanyeka kwamabhange amakhulu kuye kwavusa amashiya emphakathini we-crypto, lapho isikhulu se-Coinbase uBrian Armstrong ezwakalisa ukudumala kwakhe ngokuhambisana nokubonakala kwamalungu eqembu nezithakazelo zamabhange.
Lesi senzo sihlose ukuhlanganisa ubuchwepheshe be-cryptocurrency, okuhlanganisa nezikhwama zesikhwama ezingagciniwe, iziqinisekisi, namachibi ezimayini, emithethweni eqinile yamabhange yase-United States. Ihlose ukubhekana nezintuba zokulwa nokushushumbiswa kwemali (i-AML) kanye nokuxhasa ngezimali ukulwa nobuphekula ngokwelula imithetho ekhona yezezimali ezimpahleni zedijithali. Lokhu kuhlanganisa ukwelula izibopho Zomthetho Wokufihla Kwamabhange kubalingisi abahlukahlukene ku-ecosystem yempahla yedijithali, ukuvimbela izikhungo zezezimali ukuthi zibhekane nobuchwepheshe bokungaziwa, kanye nokuthuthukisa izindlela zokuphoqelela.
Umthetho, nokho, ubhekene nokugxekwa okukhulu. Abagxeki baphikisa ngokuthi lesi senzo sibeka imithwalo engenakwenzeka kubathuthukisi besofthiwe nabasebenzisi ngokubaphatha njengezikhungo zezezimali. Lokhu kungabaphoqa ukuthi babambelele ezinhlelweni eziqinile ze-AML, benanela ukukhathazeka ngokuhambisana nomthethosisekelo nokwephulwa kwenkululeko yokukhuluma okungase kube khona. Ngaphezu kwalokho, lesi senzo asibonakali sibhekana nemvelo yokusetshenziswa kakhulu kwezinsiza zalezi zidingo zokuthobela futhi singakunaki ukuphumelela kokuhlaziya okukhona kwe-blockchain ekulweni nokugeleza kwezimali okungekho emthethweni. Umphakathi we-crypto uphendule ngokugxeka okukhulu, ubuza ubukhulu benkinga isenzo esihlose ukubhekana nayo kanye nokufaneleka kwezixazululo ezihlongozwayo.
Umthetho Wokulwa Nokushushumbiswa Kwempahla Yedijithali, ngenkathi uzama ukuhlanganisa izimpahla zedijithali nemithetho yesistimu yezezimali evamile, ubhekene nezinselele ezinkulu. Ukuzibandakanya kwamabhange amakhulu ekubhalweni kwawo, okuhambisana nemithelela ebanzi kanye nezindaba ezingaba khona zomthethosisekelo, kuqubule inkulumo-mpikiswano eshubile. Njengoba imboni ye-crypto iqhubeka nokuthuthuka, isidingo sokulawulwa okulinganiselayo nokusebenzayo siya ngokuya sibonakala.
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- Source: https://Blockchain.News/news/big-banks-involvement-in-drafting-the-digital-asset-anti-money-laundering-act-raises-concerns
