Ikhono lokukala yilo elifanelekela ukuqamba okusha kanjalo.
Nakuba ubuhlakani bokwenziwa obukhiqizayo, ngama-akhawunti amaningi ezibukeli, sebuvele bufinyelele izinga lokuqamba izinto ezintsha ezingeni elibanzi, umbuzo usasele: Ingabe i-AI ingakwazi ukukala kuwo wonke uhlelo lwezinkokhelo?
U-2024 kungenzeka kube unyaka esithola ngawo.
“Ezweni lanamuhla lapho abahlukanisi phakathi kwezinkampani, ikakhulukazi ohlelweni lwezinkokhelo, beya ngokuya beba mncane, udinga ukusheshe utholwe futhi ume ngezinyawo zakho ngokushesha,” Netanel Kabala, isikhulu esiphezulu sedatha nezibalo ku I-Nuvei, itshele i-PYMNTS ochungechungeni oluthi “Yini Okulandelayo Ezinkokhelweni — Izinkokhelo kanye ne-GenAI: Yini Okusha Futhi Yini Okulandelayo?”
I-Kabala igqamise ukuhambisana kwe-AI ekhiqizayo kanye nomzala wayo, izibalo ezibikezelayo, egcizelela amandla e-AI okukhiqizayo ukuze kwakhe imikhiqizo emisha futhi kuthuthukiswe ukusebenza kahle kuyo yonke indawo yokukhokha.
"I-Predictive AI ifunda kusukela esikhathini esidlule, futhi i-AI ekhiqizayo imayelana nokuthile okusha," echaza, ephawula ukuthi esinye sezicelo eziphoqelela kakhulu ze-generative AI ezinkokhelweni ukuvimbela ukukhwabanisa, lapho i-AI ekhiqizayo ingasiza ekulebulani idatha esikalini nasekubikezeleni. izitayela zesikhathi esizayo.
Amandla e-AI okuguqula imboni yokukhokha ayinakuphikiswa, futhi i-Kabala yagqamisa ukuzuza okulula okungalethwa yi-AI ezinkampanini zokukhokha, okuhlanganisa nokwenza ngcono ukusebenza kahle kwangaphakathi, ukuhlehlisa ukusebenza, ukuthuthukisa isevisi yamakhasimende, nokudala imikhiqizo namasevisi amasha.
"Ngijabule ngakho konke okuhlobene nokusebenza kahle kwangaphakathi, ukuthi [ukusebenzisa i-AI] singathuthukisa kanjani konke ukusebenza kwangaphakathi kwenkampani yokukhokha kusukela ekubuyisaneni kuya ekuhlinzekeni amakhasimende, kuya ekuhlanganisweni, njalonjalo," esho.
Amandla Okukhiqiza I-AI Ngaphakathi Kwezinkokhelo
I-Generative AI iphumelela ngokukhethekile ekuhlukaniseni imisebenzi ehilela inani elikhulu lombhalo nomongo ngesikhathi esincane, futhi uKabala uphakamise ukuthi i-AI ekhiqizayo ingasetshenziswa ukuthuthukisa izisekelo zolwazi lwenhlangano futhi kuthuthukiswe ukukhiqizwa kwenkonzo yamakhasimende, ukusebenza kanye namaqembu asengozini, ngokufingqa okukhulu. amanani olwazi ukunikeza imininingwane.
Uma ebheka phambili, uKabala uthe ubona ngeso lengqondo i-AI ekhiqizayo idlala indima ekudaleni imikhiqizo emisha nezinsizakalo, okuhlanganisa ukusebenzisa amanani esikhathi sangempela ukuze anike amandla izixazululo zentengo eziguquguqukayo ezizuzisa abathengisi nabathengi, kanye nokusebenzisa i-AI ukwenza imikhiqizo yezezimali ngokwezifiso, njengokuthenga. manje, khokha kamuva (i-BNPL) izinhlelo nezinketho zokuboleka.
Kodwa ukube ukukala bekulula, wonke umuntu ubezokwenza.
Izixazululo ze-Generative AI ezihloselwe ukuthuthukisa i-ecosystem yezinkokhelo zizodinga kuqala ukunqoba inertia yesikhungo nezinye izithiyo.
"Okokuqala, kuyisithiyo somqondo ukubeka ithemba kulezi zinhlelo ezintsha," kusho uKabala. “Abantu badinga ngempela ukubona inzuzo yokuthi kusiza kanjani osukwini lwabo lwansuku zonke. Kuhle ngempela ukuthi uthuthukise ukusebenza kwakho kwangaphakathi ngo-7%, kodwa lokho kudinga ukwenziwa kubonakale futhi kube nenjongo.”
Ngaphandle kokufundisa imakethe ngezinzuzo kanye nokusetshenziswa okuphumelelayo kwezixazululo eziqhutshwa yi-AI, uKabala uthe ukutholakala kwabasebenzi bonjiniyela abanamakhono abakwazi ukuphatha kokubili ukuhlaziya idatha yendabuko kanye nobuchwepheshe obusha be-AI kubalulekile ukuze kusetshenziswe ngempumelelo.
Ikusasa Le-Generative AI Ezinkokhelweni
Njengoba i-AI ekhiqizayo idlondlobala kakhulu ohlelweni lwezinkokhelo, inamandla okuba neqhaza ekuthuthukisweni kwezinhlelo zokusebenza ezinhle kakhulu ezihlinzeka ngezinsiza eziningi, kusukela kwezamabhange kuya ekuphathweni kwengcebo, kusho uKabala.
Kodwa uxwayise ngokuthi lobu buchwepheshe bungasetshenziswa nabalingisi ababi, okwenza ukugwema ukukhwabanisa kube yinkinga enkulu.
“Ukukhwabanisa bekulokhu kuyinselele, kodwa manje imikhonyovu isilula,” esho, ephawula ukuthi abakhwabanisi bangaxhaphaza okuqukethwe okukhiqizwa i-AI ngokusebenzisa ubuchwepheshe ukwenza izinto ezifana nokwakha amawebhusayithi mbumbulu, ukuhumusha imikhonyovu ezilimini zonkana ngokuchofoza okukodwa, futhi banikeze amandla abanye abaningi. amaqhinga anonya.
Uma kukhulunywa ngokuvikeleka kwezinhlelo ze-AI ngokwazo, izinqumo ezisobala zibalulekile ukuze kuqinisekiswe ukwethenjwa okuvela kubathengi, abathengisi namaqembu angaphakathi.
UKabala ugcizelele ukuthi ukwazi ukuhlola “ibhokisi elimnyama” le-AI lokuthatha izinqumo kuzobaluleka, futhi izinhlangano kumele ziqale ukwakha “izinyathelo ezifanele kanye nezilinganiso ezifanele zokuchaza” manje ukuze zihlale ngaphambi kokuqanjwa kabusha futhi zibhekane nanoma yiziphi izinselelo zesikhathi esizayo.
Uma kukhulunywa ngekusasa le-AI ekhiqizayo phakathi kwezinkokhelo, uKabala waphawula ukuthi "enyakeni edlule, besingeke sikwazi ukuxoxa nge-generative AI."
Yize ethe akazi ukuthi ikusasa limphatheleni, uyazi ukuthi ukuba “nezinsiza ezifanele, abantu abalungile, ingqalasizinda efanele kanye nomqondo ofanele wokuba nomaphi lapho ubuchwepheshe obusha, amathuba amasha angase avele” kubalulekile empumelelweni kuyo yonke imboni - kodwa ikakhulukazi izinkokhelo.
Umthombo: https://www.pymnts.com/news/artificial-intelligence/2024/the-4-easy-wins-genai-brings-to-the-payments-sector/
Umthombo: https://www.pymnts.com
- I-SEO Powered Content & PR Distribution. Khuliswa Namuhla.
- I-PlatoData.Network Vertical Generative Ai. Zinike Amandla. Finyelela Lapha.
- I-PlatoAiStream. I-Web3 Intelligence. Ulwazi Lukhulisiwe. Finyelela Lapha.
- I-PlatoESG. Ikhabhoni, I-CleanTech, Amandla, Environment, Ilanga, Ukuphathwa Kwemfucuza. Finyelela Lapha.
- I-PlatoHealth. I-Biotech kanye ne-Clinical Trials Intelligence. Finyelela Lapha.
- Source: https://www.fintechnews.org/the-4-easy-wins-genai-brings-to-the-payments-sector/
