Igama elilodwa linayo
besenza amagagasi futhi siguqule indlela esicabanga ngayo ngamabhange kanye nezinkokhelo
emakethe yezinsizakalo zezezimali ekhula ngokushesha - i-Revolut. I-Revolut yasungulwa
ngenhloso yokuphazamisa umkhakha wezezimali ojwayelekile, futhi sekwenzekile
yazibeka njengengqalabutho kunguquko ye-fintech, iletha okusha
izixazululo ezishintsha umdlalo kubo bobabili abathengi namabhizinisi.

The
Ukuqala Kokuphazamiseka Kwe-Fintech

I-Revolut yaba
eyasungulwa ngo-2015 nguNikolay Storonsky noVlad Yatsenko ngomgomo we
inselele imithetho yasebhange yendabuko. Ukucasuka kwezindleko ezifihliwe, kubi
amanani okushintshaniswa kwemali, kanye nokungabi bikho kwezinto obala okwakhinyabeza amabhange ajwayelekile
waxosha ukwakheka kwenkampani. Lokhu kukhungatheka kwasebenza njengomfutho
Umsebenzi we-Revolut wokwakha inkundla eyazisa ubulula, obala, kanye
ukusebenza kahle kwezindleko.

Izinhlobonhlobo
I-Ecosystem yezezimali

Ukuphakama
I-Revolut ichazwa ngezinhlobonhlobo zayo zemikhiqizo namasevisi ezezimali
ezisebenzela abantu abahlukahlukene kanye namabhizinisi. I-Revolut inikeze a
i-akhawunti engenamngcele kusukela ekuqaleni, evumela amakhasimende ukuthi abambe futhi ahwebe
izimali ezahlukene ngamanani aphakathi kwamabhange, okuqeda isidingo semali
izimali zokuguqulwa. Lesi sinqumo samukelwa kahle ngabahambi njalo futhi
amabhizinisi ngamazwe ngamazwe, enikeza i-Revolut inketho ekhangayo kwendabuko
amabhange.

I-Revolut's
izixazululo zandisiwe eduze kwe-fintech landscape. Inkampani yangena
ukuhweba nge-cryptocurrency, okuvumela abasebenzisi ukuthi bathenge, babambe, futhi bashintshisane
ama-cryptocurrencies afana ne-Bitcoin, i-Ethereum, ne-Litecoin ngokuqondile kusuka kuhlelo lokusebenza.
Lesi senzo asigcinanga ngokusizakala ngentshisekelo ekhulayo yezimpahla zedijithali,
kodwa futhi yenze intando yeningi ukufinyelela ezimakethe ze-cryptocurrency.

Ukwandisa
Ulwazi lwezezimali

I-Revolut inakho
yagcizelela kakhulu imfundo yezezimali ngaphezu komkhiqizo wayo
suite. Uhlelo lokusebenza olusebenziseka kalula luletha imininingwane yesikhathi sangempela
imikhuba yokuchitha, ukuhlukanisa izindleko kanye nokubonisa izitayela. Leli thuluzi
ikhuthaza abasebenzisi ukuthi baphathe kangcono izimali zabo, bonge kahle kakhulu, futhi
yenza izinqumo ezifunde kakhulu ngezezimali. Ngaphezu kwalokho, ibhulogi ye-Revolut kanye
izinsiza zemfundo zinikeza imininingwane engokoqobo ngezimali zomuntu,
amasu okutshala imali, kanye nemikhuba emisha yezezimali, ehlomisa abasebenzisi nge
ulwazi lokuphatha ubunkimbinkimbi bomhlaba wezezimali.

Business
Ezezimali Ziyaguqulwa

I-Revolut's
ithonya lidlulela ngalé kwabantu ngabanye; yenze futhi inzuzo enkulu ekuguquleni
ezezimali zezohwebo. Ngokwethulwa kwe-Revolut for Business, iphakethe lamathuluzi
yakhelwe ukwenza lula izinqubo zezimali amabhizinisi azo zonke izinhlobo kwaba
yethulwe. Ama-akhawunti emali eningi, amakhadi ezinkampani, izici zokuphatha izindleko,
kanye nokuxhumana nesofthiwe yokubala imali kuphakathi kwamathuluzi atholakalayo.
I-Revolut yenze amabhizinisi akwazi ukukhulisa imisebenzi yawo ngaphandle
ukungena ezindlekweni ezeqile ngokwenza lula ukuthengiselana okuwela imingcele kanye
ukuletha amanani okushintshaniswa ashibhile.

Iyazulazula
Izithiyo Zokulawula

Ngenkathi
Indaba ka-Revolut ibe eyokukhula ngokushesha kanye nokuqamba izinto ezintsha, akubanga njalo
ngaphandle kobunzima. Ukucutshungulwa kokulawulwa komkhakha wezezimali kuphoqe ukuthi
corporation ukuze iqinise imizamo yayo yokuthobela imithetho. I-Revolut isebenze ne-regulatory
iziphathimandla ukuze zithole amalayisensi nezimvume ezifanele njengoba zandisa
izinsiza kwezinye izindawo. Lokhu akugcini nje ngokuqinisekisa ukuba semthethweni kwayo, kodwa futhi
yabonisa ukuzinikela kwayo ekuphakamiseni amazinga amakhulu ezokuphepha kanye
ukuvikelwa kwedatha.

Ukuvala Izikhala Zezezimali eNingizimu
neMelika

Enkathini emakwe ngokuthi
intuthuko yezobuchwepheshe engakaze ibonwe, ukufakwa kwezezimali kuhlala kuyi-a
inselele ecindezelayo emhlabeni jikelele. Phakathi kwalokhu kwangemuva, i-Revolut ivele njenge
isibani sethemba kubantu abangabhange nabanganakiwe emhlabeni jikelele.
Ukugxila kwayo kwamasu eNingizimu Melika akubonisi nje ukuzibophezela kukho
ukubhekana nokungalingani kwezezimali kodwa futhi kubonisa inzuzo yesikhathi eside in
ukulungisa isimo sezimali sesifunda.

Ngezifiso ze-'super-app', i-fintech yaseBrithani yethula e-Brazil ngemali eningi kanye neminikelo ye-crypto eyenza ihluke kwabaqhudelana nayo. #WebSummitRio https://t.co/q7TnJmKB9G

- Umbiko waseBrazil (@BrazilianReport) Kwangathi 3, 2023

Uguquko lweRevolut
indlela yamabhange yeqa imingcele yendawo, okuhloswe ngayo ukuhlinzeka
izinsiza zezezimali kubantu abebekade bekhishiwe ku-
umkhakha wamabhange osemthethweni. Uhlelo lokusebenza lweselula olusebenziseka kalula lwe-Revolut nedijithali
inkundla yenza abangabhalisiwe bakwazi ukufinyelela amathuluzi ezezimali abalulekile, kusukela
ukuthumela nokwamukela imali ekuphatheni izinkokhelo nokonga—konke ngaphandle kwe-
isidingo se-akhawunti yasebhange yendabuko.

Ngaphandle kwabangakhokhelwa, abaningi
abantu baseLatin America basalokhu benganakekelwa ngokwezimali zendabuko
izikhungo ngenxa yezinto ezifana nomlando wezikweletu olinganiselwe noma indawo
izithiyo. Indlela entsha ye-Revolut, esebenzisa ubuchwepheshe bedijithali
kanye nezinqubo ezilula, kuvala lezi zikhala ngokunikeza okuphelele
izinsiza zezezimali kubantu abaningi. Ngokunikeza izici ezifana
ukudluliswa kwemingcele okuthengekayo, ukushintshanisa imali, namathuluzi okwenza isabelomali,
I-Revolut isiza abasebenzisi ukuthi bahlole izinselele zezimali kalula.

I-Revolut's
i-strategic foray e-Southern America inesithembiso esibalulekile
izinzuzo zesikhathi eside. Isifunda, esibonakala ngesibalo sabantu abaningi futhi abahlukahlukene
ezomnotho, inikeza amathuba amaningi okuqamba kanye nokukhula kwe-fintech
umkhakha. Ukusebenziseka kalula kwedijithali kuhambisana ne-tech-savvy
inani labantu, ikakhulukazi abantu abasha, ukuhlinzeka nge-Revolut okuqinile
isisekelo sokwandisa isisekelo saso somsebenzisi. Ngaphezu kwalokho, ngokubhekana nezidingo zezimali
kokungabhengeki futhi okunganikezwanga kahle, i-Revolut ingakwazi ukungena kokungasetshenzisiwe ngaphambilini
imakethe, engase iveze ukukhula okuzinzile ngokuhamba kwesikhathi.

I-Revolut:
I-Fintech Yekusasa

looking
ngaphambili, indlela ye-Revolut izoba eyokuqala kabusha nokwandisa. Eyenkampani
impumelelo ihehe isizinda sabasebenzisi esikhulu, esinamakhasimende angaphezu kwezigidi eziyi-15
emhlabeni wonke. I-Revolut ibekwe esikhundleni sokudlala indima egqame nakakhulu
ukuthonya ikusasa lezinsizakalo zezezimali njengoba yandisa izipesheli zayo futhi
icwenga izinkonzo zayo.

I-Revolut
ibekwe kahle ukwenza intuthuko eqhubekayo endaweni ye-fintech, nge
ukugxila okubukhali ekusungulweni, ukugxila kwamakhasimende, kanye nokunika amandla ngokwezimali.
Yonke i-ecosystem ka-Revolut inikezela ngokubheka ukuthi kungenzeka kube khona okungenamthungo,
inkundla yezezimali yonke-in-one njengemingcele yendabuko phakathi kwamabhange, izinkokhelo,
nokutshala imali kuyaqhubeka nokufiphala.

Ekugcineni,
I-Revolut iyisibonelo sekhono le-fintech lokubuza izinkambiso, ukuphula izithiyo,
futhi singenise inkathi entsha yokufakwa kwezimali. I-Revolut ishintshe indlela abantu
ukusebenzisana nemali ngokusebenzisa ubuchwepheshe, ukuvuleka, nokuzinikela
imfundo. U-Revolut uhlala ephambili kunguquko ye-fintech, ukushayela
amandla oshintsho oluqhubekayo lwendlela esiphatha ngayo, esisebenzisa ngayo, futhi siyitshala kanjani imali yethu.

Igama elilodwa linayo
besenza amagagasi futhi siguqule indlela esicabanga ngayo ngamabhange kanye nezinkokhelo
emakethe yezinsizakalo zezezimali ekhula ngokushesha - i-Revolut. I-Revolut yasungulwa
ngenhloso yokuphazamisa umkhakha wezezimali ojwayelekile, futhi sekwenzekile
yazibeka njengengqalabutho kunguquko ye-fintech, iletha okusha
izixazululo ezishintsha umdlalo kubo bobabili abathengi namabhizinisi.

The
Ukuqala Kokuphazamiseka Kwe-Fintech

I-Revolut yaba
eyasungulwa ngo-2015 nguNikolay Storonsky noVlad Yatsenko ngomgomo we
inselele imithetho yasebhange yendabuko. Ukucasuka kwezindleko ezifihliwe, kubi
amanani okushintshaniswa kwemali, kanye nokungabi bikho kwezinto obala okwakhinyabeza amabhange ajwayelekile
waxosha ukwakheka kwenkampani. Lokhu kukhungatheka kwasebenza njengomfutho
Umsebenzi we-Revolut wokwakha inkundla eyazisa ubulula, obala, kanye
ukusebenza kahle kwezindleko.

Izinhlobonhlobo
I-Ecosystem yezezimali

Ukuphakama
I-Revolut ichazwa ngezinhlobonhlobo zayo zemikhiqizo namasevisi ezezimali
ezisebenzela abantu abahlukahlukene kanye namabhizinisi. I-Revolut inikeze a
i-akhawunti engenamngcele kusukela ekuqaleni, evumela amakhasimende ukuthi abambe futhi ahwebe
izimali ezahlukene ngamanani aphakathi kwamabhange, okuqeda isidingo semali
izimali zokuguqulwa. Lesi sinqumo samukelwa kahle ngabahambi njalo futhi
amabhizinisi ngamazwe ngamazwe, enikeza i-Revolut inketho ekhangayo kwendabuko
amabhange.

I-Revolut's
izixazululo zandisiwe eduze kwe-fintech landscape. Inkampani yangena
ukuhweba nge-cryptocurrency, okuvumela abasebenzisi ukuthi bathenge, babambe, futhi bashintshisane
ama-cryptocurrencies afana ne-Bitcoin, i-Ethereum, ne-Litecoin ngokuqondile kusuka kuhlelo lokusebenza.
Lesi senzo asigcinanga ngokusizakala ngentshisekelo ekhulayo yezimpahla zedijithali,
kodwa futhi yenze intando yeningi ukufinyelela ezimakethe ze-cryptocurrency.

Ukwandisa
Ulwazi lwezezimali

I-Revolut inakho
yagcizelela kakhulu imfundo yezezimali ngaphezu komkhiqizo wayo
suite. Uhlelo lokusebenza olusebenziseka kalula luletha imininingwane yesikhathi sangempela
imikhuba yokuchitha, ukuhlukanisa izindleko kanye nokubonisa izitayela. Leli thuluzi
ikhuthaza abasebenzisi ukuthi baphathe kangcono izimali zabo, bonge kahle kakhulu, futhi
yenza izinqumo ezifunde kakhulu ngezezimali. Ngaphezu kwalokho, ibhulogi ye-Revolut kanye
izinsiza zemfundo zinikeza imininingwane engokoqobo ngezimali zomuntu,
amasu okutshala imali, kanye nemikhuba emisha yezezimali, ehlomisa abasebenzisi nge
ulwazi lokuphatha ubunkimbinkimbi bomhlaba wezezimali.

Business
Ezezimali Ziyaguqulwa

I-Revolut's
ithonya lidlulela ngalé kwabantu ngabanye; yenze futhi inzuzo enkulu ekuguquleni
ezezimali zezohwebo. Ngokwethulwa kwe-Revolut for Business, iphakethe lamathuluzi
yakhelwe ukwenza lula izinqubo zezimali amabhizinisi azo zonke izinhlobo kwaba
yethulwe. Ama-akhawunti emali eningi, amakhadi ezinkampani, izici zokuphatha izindleko,
kanye nokuxhumana nesofthiwe yokubala imali kuphakathi kwamathuluzi atholakalayo.
I-Revolut yenze amabhizinisi akwazi ukukhulisa imisebenzi yawo ngaphandle
ukungena ezindlekweni ezeqile ngokwenza lula ukuthengiselana okuwela imingcele kanye
ukuletha amanani okushintshaniswa ashibhile.

Iyazulazula
Izithiyo Zokulawula

Ngenkathi
Indaba ka-Revolut ibe eyokukhula ngokushesha kanye nokuqamba izinto ezintsha, akubanga njalo
ngaphandle kobunzima. Ukucutshungulwa kokulawulwa komkhakha wezezimali kuphoqe ukuthi
corporation ukuze iqinise imizamo yayo yokuthobela imithetho. I-Revolut isebenze ne-regulatory
iziphathimandla ukuze zithole amalayisensi nezimvume ezifanele njengoba zandisa
izinsiza kwezinye izindawo. Lokhu akugcini nje ngokuqinisekisa ukuba semthethweni kwayo, kodwa futhi
yabonisa ukuzinikela kwayo ekuphakamiseni amazinga amakhulu ezokuphepha kanye
ukuvikelwa kwedatha.

Ukuvala Izikhala Zezezimali eNingizimu
neMelika

Enkathini emakwe ngokuthi
intuthuko yezobuchwepheshe engakaze ibonwe, ukufakwa kwezezimali kuhlala kuyi-a
inselele ecindezelayo emhlabeni jikelele. Phakathi kwalokhu kwangemuva, i-Revolut ivele njenge
isibani sethemba kubantu abangabhange nabanganakiwe emhlabeni jikelele.
Ukugxila kwayo kwamasu eNingizimu Melika akubonisi nje ukuzibophezela kukho
ukubhekana nokungalingani kwezezimali kodwa futhi kubonisa inzuzo yesikhathi eside in
ukulungisa isimo sezimali sesifunda.

Ngezifiso ze-'super-app', i-fintech yaseBrithani yethula e-Brazil ngemali eningi kanye neminikelo ye-crypto eyenza ihluke kwabaqhudelana nayo. #WebSummitRio https://t.co/q7TnJmKB9G

- Umbiko waseBrazil (@BrazilianReport) Kwangathi 3, 2023

Uguquko lweRevolut
indlela yamabhange yeqa imingcele yendawo, okuhloswe ngayo ukuhlinzeka
izinsiza zezezimali kubantu abebekade bekhishiwe ku-
umkhakha wamabhange osemthethweni. Uhlelo lokusebenza lweselula olusebenziseka kalula lwe-Revolut nedijithali
inkundla yenza abangabhalisiwe bakwazi ukufinyelela amathuluzi ezezimali abalulekile, kusukela
ukuthumela nokwamukela imali ekuphatheni izinkokhelo nokonga—konke ngaphandle kwe-
isidingo se-akhawunti yasebhange yendabuko.

Ngaphandle kwabangakhokhelwa, abaningi
abantu baseLatin America basalokhu benganakekelwa ngokwezimali zendabuko
izikhungo ngenxa yezinto ezifana nomlando wezikweletu olinganiselwe noma indawo
izithiyo. Indlela entsha ye-Revolut, esebenzisa ubuchwepheshe bedijithali
kanye nezinqubo ezilula, kuvala lezi zikhala ngokunikeza okuphelele
izinsiza zezezimali kubantu abaningi. Ngokunikeza izici ezifana
ukudluliswa kwemingcele okuthengekayo, ukushintshanisa imali, namathuluzi okwenza isabelomali,
I-Revolut isiza abasebenzisi ukuthi bahlole izinselele zezimali kalula.

I-Revolut's
i-strategic foray e-Southern America inesithembiso esibalulekile
izinzuzo zesikhathi eside. Isifunda, esibonakala ngesibalo sabantu abaningi futhi abahlukahlukene
ezomnotho, inikeza amathuba amaningi okuqamba kanye nokukhula kwe-fintech
umkhakha. Ukusebenziseka kalula kwedijithali kuhambisana ne-tech-savvy
inani labantu, ikakhulukazi abantu abasha, ukuhlinzeka nge-Revolut okuqinile
isisekelo sokwandisa isisekelo saso somsebenzisi. Ngaphezu kwalokho, ngokubhekana nezidingo zezimali
kokungabhengeki futhi okunganikezwanga kahle, i-Revolut ingakwazi ukungena kokungasetshenzisiwe ngaphambilini
imakethe, engase iveze ukukhula okuzinzile ngokuhamba kwesikhathi.

I-Revolut:
I-Fintech Yekusasa

looking
ngaphambili, indlela ye-Revolut izoba eyokuqala kabusha nokwandisa. Eyenkampani
impumelelo ihehe isizinda sabasebenzisi esikhulu, esinamakhasimende angaphezu kwezigidi eziyi-15
emhlabeni wonke. I-Revolut ibekwe esikhundleni sokudlala indima egqame nakakhulu
ukuthonya ikusasa lezinsizakalo zezezimali njengoba yandisa izipesheli zayo futhi
icwenga izinkonzo zayo.

I-Revolut
ibekwe kahle ukwenza intuthuko eqhubekayo endaweni ye-fintech, nge
ukugxila okubukhali ekusungulweni, ukugxila kwamakhasimende, kanye nokunika amandla ngokwezimali.
Yonke i-ecosystem ka-Revolut inikezela ngokubheka ukuthi kungenzeka kube khona okungenamthungo,
inkundla yezezimali yonke-in-one njengemingcele yendabuko phakathi kwamabhange, izinkokhelo,
nokutshala imali kuyaqhubeka nokufiphala.

Ekugcineni,
I-Revolut iyisibonelo sekhono le-fintech lokubuza izinkambiso, ukuphula izithiyo,
futhi singenise inkathi entsha yokufakwa kwezimali. I-Revolut ishintshe indlela abantu
ukusebenzisana nemali ngokusebenzisa ubuchwepheshe, ukuvuleka, nokuzinikela
imfundo. U-Revolut uhlala ephambili kunguquko ye-fintech, ukushayela
amandla oshintsho oluqhubekayo lwendlela esiphatha ngayo, esisebenzisa ngayo, futhi siyitshala kanjani imali yethu.