- I-MoneyGram yethula i-wallet yedijithali engagcini nje ngokugcinwa.
- Isikhwama sizosiza abasebenzisi ukuhambisa izimali zisuka ku-fiat ziye emalini yedijithali futhi zibuye futhi.
- I-MoneyGram isebenzisa umthombo ovulekile we-blockchain yomphakathi we-Stellar Development Foundation ukuze kwethulwe.
Uma ucabanga ngabadlali abaphezulu be-crypto ku-fintech, MoneyGram kungase kungafiki emqondweni. Kodwa-ke, inkampani eneminyaka engu-83 ubudala iyaqhubeka nokuzibeka phambili endaweni ye-crypto. Njengobufakazi balokhu, i-MoneyGram evuliwe isikhwama sayo se-digital esingagciniwe namuhla.
I-MoneyGram izokwethula isikhwama se-digital non-custodial digital quarter yokuqala yonyaka ozayo. Lesi sikhwama sizosiza abasebenzisi be-MoneyGram ukuthi basebenzise izinhlamvu zemali ezizinzile ukuze basuse izimali zisuka ku-fiat ziye emalini yedijithali futhi zibuye futhi. Isikhwama esisha sizosebenza ngokuphumelelayo njengebhuloho phakathi kokudluliselwa kwemali kwamanye amazwe kanye nezinkokhelo ze-blockchain.
Nge-wallet yedijithali engagcini, abasebenzisi bazokwazi ukukhipha impahla yabo yedijithali ezindaweni ezingokoqobo ze-MoneyGram, okwenza izimali zabo zibe manzi kakhulu kunangaphambili. Isikhwama semali, esizothuthukisa amakhono e-MoneyGram okuhlola ukuthobela imithetho, sizophinde sinikeze ngokudluliswa kwemali kwe-akhawunti kuya ku-akhawunti, okuvumela abasebenzisi ukuthi bathumele izimpahla zedijithali kwabanye abasebenzisi esikhwameni.
Lesi sikhwama sithuthukisa ubudlelwano be-MoneyGram ne-Stellar Development Foundation (SDF), inhlangano esekela imithombo evulekile ye-blockchain yomphakathi i-Stellar evumela ukuthi imali yenziwe ithokheni futhi idluliselwe emhlabeni jikelele. I-MoneyGram ne-SDF ekuqaleni ihlukaniswe ngo-Okthoba wonyaka odlule, lapho bobabili behlola ukusebenza kwe-cash-to-crypto.
"Ngezinsizakalo esizihlinzekayo ngokubambisana ne-SDF, i-MoneyGram yenze imizamo yokudala ukufinyelela okulinganayo ohlelweni lwezezimali lomhlaba wonke, njengoba isibe umhlinzeki oyedwa omkhulu kunawo wonke ohlinzeka nge-blockchain ukufinyelela emhlabeni wonke," kusho isikhulu se-MoneyGram u-Alex Holmes.
Isici “esingagcini sokugcina” sesikhwama se-MoneyGram siyaphawuleka ngoba sizonikeza abasebenzisi ukulawula okhiye babo abayimfihlo, abanganikeza ukuvikeleka okwengeziwe. Futhi ngenxa yokuthi abasebenzisi abathembele kumuntu wesithathu ukuthi aphathe izimali zabo, abancikile kangako ezikhungweni ezimaphakathi, okwenza isikhwama semali sihlukaniseke kakhulu, futhi ekugcineni sinikeze izinga eliphezulu lokungaziwa ngoba abadingi ukuhlinzeka ngolwazi lomuntu siqu uma ukudala noma ukusebenzisa isikhwama.
Ngemva kokwethulwa, isikhwama semali ye-MoneyGram esingagcini ngokugcinwa sizokhokhiswa kuze kube uJuni ka-2024. Le nkampani iphinde iphawule ngezinhlelo zokwandisa amandla esikhwama ngezici ezintsha ngonyaka ozayo.
I-MoneyGram kuqala umkhankaso insizakalo yayo ye-fiat on-and-off-ramp yezikhwama zedijithali ngo-2022 futhi kusukela ngaleso sikhathi yandise isevisi yaba yizikhwama eziyisishiyagalombili zedijithali ku-Stellar blockchain. Namuhla, abathengi bangakwazi ukukhipha imali emazweni angu-180+ futhi bathole imali emazweni angu-30+ emhlabeni jikelele.
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- Source: https://finovate.com/moneygram-to-launch-non-custodial-digital-wallet/
