E-UK
umkhakha we-fintech ubuyise isikhundla sawo njengomkhakha wokuqalisa oxhaswe kakhulu
ezweni, inyuse amaRandi ayizigidi eziyizinkulungwane eziyi-1.4 emizuliswaneni engama-73 okokuqala
ikota ka-2024. Lokhu kuqubuka kabusha kuphumelela umkhakha wezamandla kafushane
ukudlula i-fintech ngo-2023 ukuze ibe utshalomali oluphambili lwase-UK
ukuphela.
Ngokusho
embikweni wakamuva oshicilelwe yi-Dealroom kanye ne-HSBC Innovation Banking, e-British
ama-startups athole isamba semali eyizigidi eziyizinkulungwane ezingama-3.9 zamarandi phakathi kwezintathu zokuqala
izinyanga zika-2024, ngama-dollar ayizigidi eziyizinkulungwane eziyi-1.4 eqondiswe ku- fintech umkhakha.
“Phakathi
izingxenye ezisafufusa zobuchwepheshe be-frontier, ama-semiconductors kanye ne-quantum computing
bezilokhu ziba nomfutho, eziqalweni ezivame ukusekelwa ezindaweni zesayensi ezifana
Cambridge kanye ne-Oxford, ”kusho umbiko. Amabhange eChallenger athathe indawo ephezulu, enyusa imali ecishe ibe yizigidi ezingama-450 zamaRandi.
Phakathi kwe
amadili amakhulu, imizuliswano eminingana yokuxhaswa ngezimali kwakamuva itholelwe abavelele
izinkampani. UMonzo, ibhange eliphikisana nedijithali, uzuze u-£340 wezigidi nge-
Isigaba sekwephuzile semali enkulu, kuyilapho i-Flagstone, isiteji sokufaka imali,
inyuse u-£108 million emzuliswaneni wokukhula kokulingana.
“Umkhakha we-fintech wase-UK uthole uxhaso olukhulu kakhulu ngo-Q1 2024 - $1.4 billion - oholwa yibhange ledijithali. @monzoukukhushulwa okwamenyezelwa ngoMashi”
- @e_howcroft @Reuters kudatha yakamuva ye-UK venture evela ku-Dealroom, enikwa amandla yi @HSBCInnovation https://t.co/izebmxuBkO
- Dealroom.co (@dealroomco) April 16, 2024
Lezi
imizuliswano eminingi yokuxhaswa ngezimali ikhombisa ukwethemba okuqhubekayo kwabatshalizimali ku-fintech ecosystem yase-UK, naphezu kwezinselelo zomnotho womhlaba.
"Nge
izinkampani ezinjengoMonzo ezihola phambili, ubuholi baseBrithani ku-fintech buye benza
kudala kwaba wukhiye wokutshala imali emhlabeni wonke,” kuphawula uSaqib
Bhatti, uNgqongqoshe Wezobuchwepheshe wase-UK.
Imiphumela
walo mbiko uhlukile kokutholwe kwezinye izifundo ezihlanganiswe yi Ezezimali
Izibungu ekuqaleni kwalo nyaka. Isibonelo, umbiko kaTracxn ngoJanuwari wabonisa ukuthi ngo-2023, i-UK fintech startups. ibone ukwehla ngo-63%, ukubuthana
$4.2 billion kuphela uma kuqhathaniswa no-$11.2 billion ngo-2022. Lokhu kwehla kwaqinisekiswa umbiko ngoFebhuwari ovela kwa-KPMG, ophawule ukuthi i-fintech yomhlaba wonke.
imali yayinayo ifinyelele ezingeni eliphansi leminyaka emihlanu, yehlela ku-$113.7 billion.
Ochwepheshe bezimakethe baphinde babikezele ukuthi i-AI izodlala indima ebaluleke kakhulu ku-fintech. Lesi bekuyisihloko sephaneli yakamuva ngesikhathi somhlangano I-Finance Magnates London Summit.
I-UK Ihlezi Iphezulu EYurophu
Indawo Yokutshala Imali Yokuqalisa
I-UK
Isamba esingu-£3.9 billion qalisa ukutshalwa kwezimali ku-Q1 2024 kuqinisa isikhundla sayo njenge
isikhungo esihamba phambili saseYurophu sokusungula izinto ezintsha kanye nenhloko-dolobha. We bafowethu
ihehe imali ecishe ilingane neJalimane ($2.3 billion) kanye neFrance ($1.7
billion) kuhlangene.
Uxhaso lwemali enkulu yebhizinisi luvela kubatshalizimali bakwamanye amazwe (64%), nge
cishe ingxenye eyodwa kwezintathu kubatshalizimali basekhaya, okuphawula uguquko olukhulu ukusuka ku-a
eshumini leminyaka eledlule lapho izimali zasendaweni beziphethe kakhulu ukutshalwa kwezimali.
“Le datha
sibonisa ukuqala okumatasa konyaka kwe-UK ecosystem,” kuphawula uSimon
Bumfrey, iNhloko Yezobuchwepheshe Nezesayensi Yempilo kwa-HSBC Innovation Banking UK.
“Ekukhuleni kokutshalwa kwezimali ezindaweni ezisunguliwe nezisafufusa njengefintech kanye
i-quantum computing ekwandiseni amahabhu obuchwepheshe besifunda ubude kanye
ezweni lonke, kuningi esingakubungaza.”
Ngenkathi
ILondon iyaqhubeka nokuhola ekutshalweni kwezimali kwe-VC e-UK, iqoqa ama-dollar ayizigidi eziyizinkulungwane ezingama-2.4
i-capital, i-dynamics ishintshile ngokuncipha konyaka ngo-18%.
Kodwa-ke, ukuthuthukiswa okukhulu kwezimali eziqoqiwe kuphawulwe
I-Cambridgeshire ne-Edinburgh, inyuke ngo-59% no-406%, ngokulandelana.
Ngaphezu kwalokho,
ngenyanga edlule, Revolut, omunye fintechs ezinkulu British, waxwayisa ukuthi London sika
isimo njengehabhu lobuchwepheshe bezezimali ezisongelayo ngenxa yokukhuphuka
ukuncintisana kwangaphandle. Ngaphandle kwalokhu, inkampani isacubungula i-IPO
London.
Emhlabeni jikelele,
i-UK ikleliswe endaweni yesithathu ekutshalweni kwezimali kokuqala, kuphela ngemuva kwe-United States kanye
I-China, ngenkathi idlula i-India.
E-UK
umkhakha we-fintech ubuyise isikhundla sawo njengomkhakha wokuqalisa oxhaswe kakhulu
ezweni, inyuse amaRandi ayizigidi eziyizinkulungwane eziyi-1.4 emizuliswaneni engama-73 okokuqala
ikota ka-2024. Lokhu kuqubuka kabusha kuphumelela umkhakha wezamandla kafushane
ukudlula i-fintech ngo-2023 ukuze ibe utshalomali oluphambili lwase-UK
ukuphela.
Ngokusho
embikweni wakamuva oshicilelwe yi-Dealroom kanye ne-HSBC Innovation Banking, e-British
ama-startups athole isamba semali eyizigidi eziyizinkulungwane ezingama-3.9 zamarandi phakathi kwezintathu zokuqala
izinyanga zika-2024, ngama-dollar ayizigidi eziyizinkulungwane eziyi-1.4 eqondiswe ku- fintech umkhakha.
“Phakathi
izingxenye ezisafufusa zobuchwepheshe be-frontier, ama-semiconductors kanye ne-quantum computing
bezilokhu ziba nomfutho, eziqalweni ezivame ukusekelwa ezindaweni zesayensi ezifana
Cambridge kanye ne-Oxford, ”kusho umbiko. Amabhange eChallenger athathe indawo ephezulu, enyusa imali ecishe ibe yizigidi ezingama-450 zamaRandi.
Phakathi kwe
amadili amakhulu, imizuliswano eminingana yokuxhaswa ngezimali kwakamuva itholelwe abavelele
izinkampani. UMonzo, ibhange eliphikisana nedijithali, uzuze u-£340 wezigidi nge-
Isigaba sekwephuzile semali enkulu, kuyilapho i-Flagstone, isiteji sokufaka imali,
inyuse u-£108 million emzuliswaneni wokukhula kokulingana.
“Umkhakha we-fintech wase-UK uthole uxhaso olukhulu kakhulu ngo-Q1 2024 - $1.4 billion - oholwa yibhange ledijithali. @monzoukukhushulwa okwamenyezelwa ngoMashi”
- @e_howcroft @Reuters kudatha yakamuva ye-UK venture evela ku-Dealroom, enikwa amandla yi @HSBCInnovation https://t.co/izebmxuBkO
- Dealroom.co (@dealroomco) April 16, 2024
Lezi
imizuliswano eminingi yokuxhaswa ngezimali ikhombisa ukwethemba okuqhubekayo kwabatshalizimali ku-fintech ecosystem yase-UK, naphezu kwezinselelo zomnotho womhlaba.
"Nge
izinkampani ezinjengoMonzo ezihola phambili, ubuholi baseBrithani ku-fintech buye benza
kudala kwaba wukhiye wokutshala imali emhlabeni wonke,” kuphawula uSaqib
Bhatti, uNgqongqoshe Wezobuchwepheshe wase-UK.
Imiphumela
walo mbiko uhlukile kokutholwe kwezinye izifundo ezihlanganiswe yi Ezezimali
Izibungu ekuqaleni kwalo nyaka. Isibonelo, umbiko kaTracxn ngoJanuwari wabonisa ukuthi ngo-2023, i-UK fintech startups. ibone ukwehla ngo-63%, ukubuthana
$4.2 billion kuphela uma kuqhathaniswa no-$11.2 billion ngo-2022. Lokhu kwehla kwaqinisekiswa umbiko ngoFebhuwari ovela kwa-KPMG, ophawule ukuthi i-fintech yomhlaba wonke.
imali yayinayo ifinyelele ezingeni eliphansi leminyaka emihlanu, yehlela ku-$113.7 billion.
Ochwepheshe bezimakethe baphinde babikezele ukuthi i-AI izodlala indima ebaluleke kakhulu ku-fintech. Lesi bekuyisihloko sephaneli yakamuva ngesikhathi somhlangano I-Finance Magnates London Summit.
I-UK Ihlezi Iphezulu EYurophu
Indawo Yokutshala Imali Yokuqalisa
I-UK
Isamba esingu-£3.9 billion qalisa ukutshalwa kwezimali ku-Q1 2024 kuqinisa isikhundla sayo njenge
isikhungo esihamba phambili saseYurophu sokusungula izinto ezintsha kanye nenhloko-dolobha. We bafowethu
ihehe imali ecishe ilingane neJalimane ($2.3 billion) kanye neFrance ($1.7
billion) kuhlangene.
Uxhaso lwemali enkulu yebhizinisi luvela kubatshalizimali bakwamanye amazwe (64%), nge
cishe ingxenye eyodwa kwezintathu kubatshalizimali basekhaya, okuphawula uguquko olukhulu ukusuka ku-a
eshumini leminyaka eledlule lapho izimali zasendaweni beziphethe kakhulu ukutshalwa kwezimali.
“Le datha
sibonisa ukuqala okumatasa konyaka kwe-UK ecosystem,” kuphawula uSimon
Bumfrey, iNhloko Yezobuchwepheshe Nezesayensi Yempilo kwa-HSBC Innovation Banking UK.
“Ekukhuleni kokutshalwa kwezimali ezindaweni ezisunguliwe nezisafufusa njengefintech kanye
i-quantum computing ekwandiseni amahabhu obuchwepheshe besifunda ubude kanye
ezweni lonke, kuningi esingakubungaza.”
Ngenkathi
ILondon iyaqhubeka nokuhola ekutshalweni kwezimali kwe-VC e-UK, iqoqa ama-dollar ayizigidi eziyizinkulungwane ezingama-2.4
i-capital, i-dynamics ishintshile ngokuncipha konyaka ngo-18%.
Kodwa-ke, ukuthuthukiswa okukhulu kwezimali eziqoqiwe kuphawulwe
I-Cambridgeshire ne-Edinburgh, inyuke ngo-59% no-406%, ngokulandelana.
Ngaphezu kwalokho,
ngenyanga edlule, Revolut, omunye fintechs ezinkulu British, waxwayisa ukuthi London sika
isimo njengehabhu lobuchwepheshe bezezimali ezisongelayo ngenxa yokukhuphuka
ukuncintisana kwangaphandle. Ngaphandle kwalokhu, inkampani isacubungula i-IPO
London.
Emhlabeni jikelele,
i-UK ikleliswe endaweni yesithathu ekutshalweni kwezimali kokuqala, kuphela ngemuva kwe-United States kanye
I-China, ngenkathi idlula i-India.
- I-SEO Powered Content & PR Distribution. Khuliswa Namuhla.
- I-PlatoData.Network Vertical Generative Ai. Zinike Amandla. Finyelela Lapha.
- I-PlatoAiStream. I-Web3 Intelligence. Ulwazi Lukhulisiwe. Finyelela Lapha.
- I-PlatoESG. Ikhabhoni, I-CleanTech, Amandla, Environment, Ilanga, Ukuphathwa Kwemfucuza. Finyelela Lapha.
- I-PlatoHealth. I-Biotech kanye ne-Clinical Trials Intelligence. Finyelela Lapha.
- Source: https://www.financemagnates.com//fintech/british-fintech-startups-raise-14b-reclaim-throne-as-top-vc-destination/
