Izimali ezimisiwe, ezivame ukwaziwa nge-DeFi, sezithole ukunakwa okubalulekile eminyakeni yamuva nje. Inikeza indlela yoguquko ezinhlelweni zezezimali zendabuko ngokusebenzisa ubuchwepheshe be-blockchain nezinkontileka ezihlakaniphile ukuze kwakhiwe uhlelo lwezezimali oluvuleleke kakhudlwana futhi olubandakanyayo. Le ndatshana ingena emhlabeni we-DeFi, ihlola amandla ayo, izinselelo, nezinto ezibalulekile eziqhuba ukukhula kwayo.

UKUQONDA IZIMALI EZIHLULEKILE

Izimali ezimisiwe zisho uhlelo lapho ukuthengiselana kwezezimali kanye nezinsizakalo kwenziwa khona ezinkundleni zokuxhumana ezakhiwe kubuchwepheshe be-blockchain. Ngokungafani nezezimali zendabuko, ezithembele kubalamuli abafana namabhange nabalawuli, i-DeFi ihlose ukuhlinzeka ngezinsizakalo zezezimali ngokuqondile kubasebenzisi ngaphandle kwesidingo sabalamuli.

Izinzuzo Zezezimali Ezinwetshiwe

UKUFINYELELA NOKUHLANGANISA

I-DeFi ivula izinsiza zezezimali kunoma ubani onoxhumano lwe-inthanethi newalethi yedijithali. Isusa izithiyo ezihlobene nezinhlelo zezezimali zendabuko, njengemikhawulo yendawo, izinkokhelo eziphezulu, kanye nesidingo se-akhawunti yasebhange. Lokhu kufinyeleleka kunikeza amandla abantu abangenawo amabhange noma abangenawo amabhange amancane, okubavumela ukuthi babambe iqhaza emisebenzini yezezimali futhi bafinyelele izinsiza ezifana nokonga, ukuboleka, nokutshala imali.

UKUBENZA Obala NOKUPHEPHA

Ubuchwepheshe beBlockchain, umgogodla we-DeFi, bunikeza amarekhodi asobala futhi angaguquki wokuthengiselana. Noma ubani angakwazi ukufinyelela lawa marekhodi, aqinisekise ukuthi uhlelo lusebenza ngendlela engathembeki nesobala. Ukwengeza, izinkontileka ezihlakaniphile, izivumelwano zokuzenzela ku-blockchain, zinikeza ukuphepha okuthuthukisiwe ngezinqubo ezizenzakalelayo nokususa iphutha lomuntu.

OKUSHA KWEZIMALI

Amaphrojekthi we-DeFi akhuthaza ukuqamba okusha ngokuvumela abathuthukisi ukuthi bakhe izinhlelo zokusebenza ezisekelweni zomthombo ovulekile. Lokhu kuvumela ukudalwa kwemikhiqizo emisha yezezimali namasevisi obekungacatshangwa ngaphambilini esimweni sezezimali esijwayelekile. Ukubolekwa kontanga kuya kontanga, ukushintshaniswa kwezindawo, ama-stablecoins, nokulima okuvuzayo kuyizibonelo ezimbalwa nje zeminikelo emisha eyethulwe yi-DeFi.

Izingxenye Ezimqoka Zezezimali Ezimisiwe

I-DECENTRALIZED EXCHANGES (DEXS)

Ama-DEX avumela abasebenzisi ukuthi bahwebe nge-cryptocurrencies ngokuqondile ngaphandle kwesidingo sabalamuli. Lezi zingxoxo zithuthukisa izinkontileka ezihlakaniphile ukuze zenze inqubo yokuhweba ngokuzenzakalela futhi zinikeze amazinga aphezulu okuphepha nokungafihli lutho. Ama-DEX adumile afaka i-Uniswap, i-SushiSwap, ne-PancakeSwap.

AMAPLAFOMU OKUBOLEKWA KANYE OKUBOLEKILEYO

Izinkundla zokuboleka ezibekwe ezindaweni ezihlukene zivumela abasebenzisi ukuthi baboleke imali yabo ye-cryptocurrensets kwabanye futhi bathole inzalo emalini abanayo. Ababoleki bangasebenzisa izimpahla zabo zedijithali njengesibambiso sokuboleka izimali. Ngokususa abaxhumanisi, izinkundla zokuboleka kwe-DeFi zinikeza amanani enzalo aqhudelanayo futhi anike amandla ukuboleka okungenamngcele.

Izibonelo zifaka i-Compound, i-Aave, ne-MakerDAO.

I-STABLECOINS

Ama-Stablecoins ama-cryptocurrensets aklanyelwe ukugcina inani elizinzile ngokunamathisela inani lawo empahleni eyisisekelo, ngokuvamile eyimali ye-fiat njengedola laseMelika. Banikeza ukuzinza emakethe ye-crypto eguquguqukayo futhi basebenza njengebhuloho phakathi kwezimali zendabuko ne-DeFi. Ama-stablecoins adumile afaka i-Tether, i-USD Coin, ne-DAI.

UKULIMA OKUVULA

Ukulima kwesivuno, okwaziwa nangokuthi izimayini ze-liquidity, kufaka phakathi ukusebenzisa izivumelwano ezihlukene ze-DeFi ukuze kwandiswe imbuyiselo kuma-cryptocurrencies atshaliwe. Abasebenzisi bakhiya izimpahla zabo kumachibi okusebenzisa imali futhi bathole imiklomelo, ngokuvamile ngendlela yamathokheni engeziwe noma izinkokhelo ezikhiqizwa inkundla. Ukulima kwesivuno sekuthole ukuduma ngenxa yenzuzo enkulu, kodwa futhi kunezingozi okufanele abatshalizimali bazicabangele.

IZINSELELE ZEZIMALI EZIHLULEKILE

Nakuba i-DeFi iletha izinzuzo eziningi, iphinde ibhekane nezinselelo ezithile okudingeka zibhekwe ukuze yamukelwe kabanzi.

UKUPHILA

Njengoba i-DeFi iqhubeka nokukhula, ukuqina kuba yinto ebaluleke kakhulu. Amanethiwekhi e-Blockchain afana ne-Ethereum, okuyisisekelo samaphrojekthi amaningi we-DeFi, abhekana nezinkinga zokulinganisa ngenxa yokuminyana kwenethiwekhi kanye nezindleko eziphezulu zokuthengiselana. Izixazululo ezifana nezingqimba ezimbili kanye nokuvela kwamanye ama-blockchains zihlose ukubhekana nalezi zinselele.

INDAWO YOKULAWULA

Isikhala se-DeFi sisebenza endaweni empunga elawulayo, njengoba ubuchwepheshe buvame ukubekela inselele imithetho ekhona yezezimali. Imithetho ecacile nevumayo iyadingeka ukuze kuhlinzekwe isiqiniseko somthetho kanye nokukhuthaza ukuqanjwa kabusha kuyilapho kuvikela abasebenzisi emisebenzini yokukhwabanisa.

IZINGOZI ZOKUPHEPHA

Ngenkathi ubuchwepheshe be-blockchain bunikeza ukuvikeleka okuthuthukisiwe, amaphrojekthi we-DeFi awavikelekile ezingozini. Ukuba sengozini kwenkontileka ehlakaniphile, ukugebenga, kanye nemikhonyovu kuphakathi kwezinto ezidinga ukubhekwana nazo ukuze kwakhiwe i-ecosystem ye-DeFi evikelekile. Ukucwaningwa kwamabhuku, amazinga okuphepha athuthukisiwe, kanye nokufundiswa komsebenzisi kubalulekile ukuze kuncishiswe lezi zingozi.

Isiphetho

Izimali ezimisiwe zimelela umngcele othokozisayo esimweni sezezimali, ezinikeza ukufinyeleleka, ukubeka izinto obala, kanye nokuqanjwa okusha kubasebenzisi emhlabeni wonke. Njengoba lesi sikhala siqhubeka nokuvela, kubalulekile ukuthi onjiniyela, abalawuli, nabasebenzisi basebenzisane ukuze babhekane nezinselele futhi bavule amandla aphelele e-DeFi. Ngokwamukela ezezimali ezihlukaniselwe amazwe, singase sibone uguquko endleleni esibona ngayo futhi sihlanganyele nezinhlelo zezezimali ezijwayelekile.