Eminyakeni yamuva nje, imikhonyovu ye-crypto ibilokhu ingebhe embonini yonke. 

Njengoba i-crypto isithandwa kakhulu njengendlela yokutshala imali nokuthengiselana, abantu abaningi sebeqalile ukusizakala ngalabo abanolwazi oluncane nge-blockchain ecosystem.

Kunezinhlobo eziningi zemikhonyovu ye-crypto. Kodwa-ke, izinhlobo ezivame kakhulu zokukhwabanisa kwe-crypto ziwela ezigabeni ezilandelayo ze-15: 

Imikhonyovu Yezobunjiniyela Bezenhlalakahle

Imikhonyovu yobunjiniyela bezenhlalakahle ihlanganisa ukukhohlisa abantu nokusebenzisa amasu okusebenza kwengqondo ukuthola ulwazi oluyimfihlo oluhlobene nama-akhawunti abasebenzisi. 

Abakhwabanisi bangenza imithombo ethembekile njengama-ejensi kahulumeni, amabhizinisi, ukwesekwa kobuchwepheshe, ozakwabo, noma abangani, ukuze bathole ukwethenjwa yisisulu.

Abakhwabanisi bangathatha isikhathi sabo ukuze bathole ukwethenjwa yizisulu ezingase zibe izisulu, futhi uma ukwethenjwa sekuqinisekisiwe, bangacela ulwazi olubucayi noma bacele isisulu ukuthi sidlulisele izimali esikhwameni sabo sedijithali. Uma ibhizinisi "elithenjwayo" licela i-cryptocurrency nganoma yisiphi isizathu, kungenzeka ukuthi umkhonyovu.

NgoFebhuwari 2023, i-Trust Wallet ephethwe ngu-Binance yathi ilahlekelwe yinani eliyizigidi ezingu-4 zama-USD ekuhlaselweni konjiniyela bezenhlalo ovela eqenjini lobugebengu obuhleliwe e-Rome. 

Bona futhi: UNdunankulu wase-Singapore Uxwayisa Abalandeli Ngama-Deepfake Cryptocurrency Scams

Umkhonyovu wobuso nobuso wobunjiniyela bezenhlalo uyiqede ngempumelelo i-crypto ku- Trust Wallet okuyingxenye yokuqalisa i-Webaverse.

1/ Kuleli sonto, uphiko lobugebengu obuhleliwe e-Rome luntshontshe u-$4M komunye wabasebenzisi bethu.

Kuthiwa, isela 'lathatha isithombe' sebhalansi ye-Wallet yomsebenzisi ukuze lintshontshe izimali.

Sesiqedile ukuphenya ngezigameko futhi sikholwa ukuthi kwenzeke kanje…🧵👇

- Trust Wallet (@TrustWallet) February 8, 2023

Ubugebengu Bokweba imininingwane ebucayi

Imikhonyovu yobugebengu bokweba imininingwane ebucayi iqondise kuma-crypto wallet aku-inthanethi. Umuntu noma iqembu elilandela umkhonyovu libheke ukuthola okhiye abayimfihlo besikhwama sakho semali, abanganikeza noma ubani ukufinyelela kuzimali ezigcinwe kuleso sikhwama. 

Ngokuvamile, abakhwabanisi bathumela ama-imeyili anezixhumanisi zamawebhusayithi mbumbulu futhi abanikazi bezicelo bafake okhiye babo abayimfihlo. 

Uma sebenalo lolu lwazi, bangakwazi ukweba i-cryptocurrency. Imikhonyovu yobugebengu bokweba imininingwane ebucayi ingenye evame ukusetshenziswa kakhulu abakhohlisi. 

Izinhlelo zokusebenza eziyinkohliso kanye namawebhusayithi okushintshaniswa kwe-Cryptocurrency

Ngezinye izikhathi abakhwabanisi bakha izinkundla zokuhweba ze-cryptocurrency ezingamanga noma izikhwama ze-crypto ukuze bakhohlise izisulu ezingalindelekile. Lawa mawebhusayithi ngokuvamile anamagama esizinda afana kakhulu nalawo azama ukuwalingisa, okwenza kube nzima ukuwahlukanisa. Amawebhusayithi e-crypto mbumbulu ngokuvamile asebenza ngezindlela ezimbili - amasayithi obugebengu bokweba imininingwane ebucayi noma ukweba.

Emakhasini obugebengu bokweba imininingwane ebucayi, uyacelwa ukuthi ufake idatha edingekayo ukuze ufinyelele ku-cryptos yakho, njengephasiwedi yesikhwama sakho semali, ibinzana lokuthola kabusha, nolunye ulwazi lwezezimali, olugcina luphethwe abakhohlisi.

[THREAD] Izigebengu ze-Cybercriminal ziyaqhubeka nokukhomba abavukuzi be #cryptocurrency ngezinhlelo zokusebenza ezingamanga. Sisanda kusebenzela @Google ukususa ezingu-11 zalezi zinhlelo zokusebenza ku- @GooglePlay Isitolo. pic.twitter.com/bEtmSGkDDH

- Trend Micro Research (@TrendMicroRSRCH) February 24, 2022

Amanye amawebhusayithi avele antshontshe imali yakho. Lawa mawebhusayithi asebenza ngokujwayelekile ngesikhathi sokusebenzelana kokuqala futhi angase akuvumele ukuthi ukhiphe imali encane ekuqaleni. 

Njengoba utshalomali lwakho lubonakala lwenza kahle, unganquma ukutshala imali eningi kuwebhusayithi. Kodwa-ke, uma uzama ukukhipha imali yakho kamuva, iwebhusayithi iyavala noma isiphikise isicelo sakho.

Enye indlela edumile abakhwabanisi abayisebenzisayo ukukhohlisa abatshalizimali ukudala izinhlelo zokusebenza zomgunyathi ezitholakala ku-Google Play kanye ne-Apple App Store. 

Noma lezi zinhlelo zokusebenza zomgunyathi zitholwa futhi zisuswe ngokushesha, zisangakwazi ukuba nomthelela ezimalini zabasebenzisi abaningi. 

Bona futhi: I-Orbit Chain Ilahlekelwe $81M Ekuxhashazweni Okukhulu KweHack Ngobusuku Bangaphambi Konyaka Omusha

I-Giveaway Scams

Imikhonyovu ye-giveaway yilapho abakhwabanisi beqinisekisa ukufanisa noma ukuphindaphinda inani le-crypto elithunyelwe kubo. 

Basebenzisa imiyalezo ehlakaniphile, ngokuvamile ebonakala ivela ku-akhawunti esemthethweni yenkundla yezokuxhumana, ukuze bakhe umuzwa wokuba semthethweni nokuphuthuma. Leli thuba elibizwa ngokuthi “kanye ekuphileni kwakho konke” lingayenga abantu ukuthi badlulisele izimali ngokushesha ngethemba lenzuzo esheshayo.

Investment Scam

Imikhonyovu yokutshalwa kwezimali ibandakanya izithembiso “zezinzuzo ezinkulu” ngokushintshanisa amadiphozithi e-cryptocurrency. 

Abakhwabanisi bangathatha izindima ezihlukene, “njengabaphathi bokutshalwa kwezimali,” zamaphrojekthi amasha e-crypto asezokwethulwa futhi benze izithembiso ezingenasisekelo mayelana nokwandisa ukutshalwa kwezimali kwakho kwasekuqaleni.

Amasu wePump Nokulahla

Izikimu zokumpompa nokulahla zingolunye uhlobo lomkhonyovu wokutshalwa kwezimali. Umkhonyovu ukukholisa ukuthi uthenge i-crypto engaziwa ngentengo ephansi, ethembisa ukuthi inani layo lizokhuphuka ngokushesha. 

Ngokushesha nje lapho uthenga, intengo iyakhuphuka, futhi umkhohlisi uthengisa izinto aziphethe ngentengo entsha ephezulu. Lokhu kubangela ukuba inani liphahlazeke, likushiye nezinye izisulu nilahlekelwe.

Abatshalizimali abafuna inzuzo esheshayo bamangazwa imibiko engamanga yezinzuzo ezingakholakali ngesikhathi esifushane. 

Le mikhonyovu ivamise ukuqala ezinkundleni zokuxhumana, ngakho-ke qaphela noma ubani othintana nawe ngokungalindelekile mayelana nempahla yakho ye-crypto. 

Qaphela abantu abakhohlisayo ngempahla ethile ye-crypto ezinkundleni zokuxhumana ezifana ne-Reddit noma i-Twitter, njengoba lezi zaziwa ngokuthi imikhonyovu esungulwe emphakathini.

🔥🔥🔥Umngani wami usanda kungincomela isiteshi sangaphakathi.

📈Bashicilela amasiginali wokupompa izinhlamvu zemali, ongathola kuzo kusukela ku-100% kuya ku-500% inzuzo nge-Рump🚀 ngayinye

🔥Ngikwazile ukuzuza i-6.4 BTC ku-0.9 BTC! Ngincoma wonke umuntu ukuthi abhalise lesi siteshi:

????https://t.co/uZhJS0Mh6j pic.twitter.com/mvqyJKsOWz

— tonyboredape.eth (@TonyBoredApe) April 16, 2023

Imikhonyovu Ezothando

Abakhwabanisi bavame ukusebenzisa amawebhusayithi okuqomisana ukuze bakhohlise abantu abangalindelekile ukuze bacabange ukuthi basebudlelwaneni obusemthethweni besikhathi eside. 

Uma ukwethembana sekusunguliwe, izingxoxo zivame ukushintshela emathubeni e-crypto anenzuzo, okuholela ekudlulisweni kwezinhlamvu zemali noma izifakazelo zokuqinisekisa i-akhawunti. 

Ngokusho kwe-Federal Trade Commission, abantu abakhokhela abakhwabanisi kwezothando nge-crypto babike ukuthi balahlekelwe ngamaRandi ayizigidi eziyi-139 ngo-2021, ngaphezu kwanoma iyiphi enye imali yokukhokha.

Ngenkathi abantu abaningi bebika i #I-RomanceScam💔 kuqalwe engosini yokuqomisana noma kuhlelo lokusebenza, imibiko yemikhonyovu yezothando evela ekuxhumaneni nabantu ngenkundla yezokuxhumana nayo ibivamile #DataSpotlight /4

- I-FTC (@FTC) February 10, 2022

Imikhonyovu Ye-Blackmail Nokweba

Abakhwabanisi baphinde basebenzise ama-imeyili e-blackmail njengendlela evamile yobunjiniyela bezenhlalo. 

Kulawa ma-imeyili, bathi banamarekhodi wabasebenzisi abavakashela amawebhusayithi abantu abadala noma angekho emthethweni futhi basongela ngokuwadalula ngaphandle kwalapho benikela ngokhiye babo abayimfihlo noma bathumele i-cryptocurrency kumkhohlisi. 

Le mizamo ihlanganisa ukuqolwa kobugebengu futhi kufanele kubikwe ezikhundleni zomthetho.

Thuthukisa Imikhonyovu

Amapulatifomu e-Cryptocurrency abuyekezwa njenganoma iyiphi enye isoftware. Abakhwabanisi bangasebenzisa leli qiniso futhi bazozama ukukukholisa ukuthi ubanike okhiye abayimfihlo besikhwama sakho se-crypto. 

Qaphela imikhankaso yomkhonyovu ye-imeyili esebenzayo!

Kube khona ukwanda kwama-imeyili obugebengu bokweba imininingwane ebucayi azenza u-Trezor, ethi "isikhwama semali sihlulekile ukuqedela i-Ethereum Merge entsha."

Sicela uzibe ama-imeyili afana nalawa, anonya futhi awathunyelwa uTrezor. pic.twitter.com/cOfyCjuVbX

- UTrezor (@Trezor) January 9, 2023

Ama-scammers athuthukisiwe angasebenzisa ukufuduka okusemthethweni, njengokuhlangana kwe-Ethereum kwakamuva. 

Izinga lomkhonyovu lenze i-Ethereum Foundation kanye ne-Robinhood baxwayise abasebenzisi ukuthi baqaphele imikhonyovu yokuthuthukisa.

Umkhonyovu wokushintsha iSIM

Imikhonyovu yokushintshaniswa kwe-SIM ingeminye yemikhonyovu yakamuva ye-cryptocurrency. Lapha, umkhohlisi uthola ukufinyelela kukhophi ye-SIM khadi yakho, okumvumela ukuthi afinyelele yonke idatha esefonini yakho.

Umkhonyovu angasebenzisa le datha ukuze athole futhi asebenzise amakhodi okuqinisekisa ayizinyathelo ezimbili adingekayo ukuze afinyelele i-crypto wallet namanye ama-akhawunti ngaphandle kolwazi lwakho. 

Ngenxa yalokho, ama-akhawunti we-cryptocurrency wesisulu angagqekezwa futhi asuswe ngaphandle kokuba aziswe.

Cloud Mining Scams

Imayini yamafu isevisi ehlinzekwa izinkampani ezivumela abasebenzisi ukuthi baqashe i-hardware yabo yezimayini ngenkokhelo engaguquki kanye nesabelo semali engenayo. 

Lokhu kuvumela abantu ukuthi bembe imayini bekude ngaphandle kokuthenga ihadiwe yezimayini ebizayo. 

Kodwa-ke, izinkampani eziningi zezimayini zamafu ziwumkhonyovu noma azisebenzi, futhi abasebenzisi bavame ukulahlekelwa imali noma bathole imali encane kunalokho abebeholwa ukuthi bakholwe.

Iminikelo Yokuqala Yomgunyathi (ama-ICO)

Ukutshalwa kwezimali okusekelwe ku-Crypto, okuhlanganisa ukunikezwa kohlamvu lwemali lokuqala (i-ICO) kanye nemikhonyovu yamathokheni angenakunyakaziswa (ama-NFTs), kunikeze amathuba engeziwe ukuze abakhwabanisi basebenzise ngokunenzuzo imali yakho. 

Izinkampani zokuqala ze-crypto zisebenzisa i-ICO ukukhulisa imali kubasebenzisi bakusasa ngokunikeza isaphulelo kuzinhlamvu zemali ze-crypto ezintsha ngokushintshanisa ama-crypto asebenzayo njenge-bitcoin. 

Kodwa-ke, ama-ICO amaningi aphenduke angumgunyathi.

Isibonelo, abakhohlisi bangase bakhe amawebhusayithi mbumbulu wama-ICO futhi bacele abasebenzisi ukuthi badlulisele imali ye-cryptocurrency esikhwameni esisengozini. 

Kwezinye izimo, i-ICO ngokwayo ingase ibe necala. Abasunguli bangase basabalalise amathokheni angalawulwa noma badukise abatshalizimali ngemikhiqizo yabo ngokukhangisa okungamanga.

Kubalulekile ukuqaphela ukuthi nakuba ukutshalwa kwezimali okusekelwe ku-crypto-based noma amathuba ebhizinisi kungase kubonakale kunenzuzo, lokhu akulona iqiniso ngaso sonke isikhathi.

Imikhonyovu Yezincomo Zosaziwayo

Ukuvumela kosaziwayo omunye umkhonyovu odumile we-crypto. Onjiniyela bakhokhela abalingisi abadumile noma abantu be-inthanethi ukuze bakhuthaze uhlamvu lwemali noma inkundla yokuheha abatshalizimali bese beshiya iphrojekthi kungazelelwe. 

Kwezinye izimo, le mikhonyovu ingase ibe izinhlelo zobugebengu bokweba imininingwane ebucayi lapho abakhohlisi besebenzisa izithombe eziqanjiwe, amavidiyo, noma amawebhusayithi ukuze bagomele ngokuthi abantu abadumile bagunyaze uhlelo lwabo lokukhwabanisa.

I-Rug Pulls

Ukudonsa kweragi, okuqanjwe ngemuva kwenkulumo ethi "ukudonsa i-rug out," kwenzeka lapho umthuthukisi ehuga abatshalizimali kuphrojekthi entsha ye-cryptocurrency, ngokuvamile ku-DeFi noma i-NFTs, bese ishiya iphrojekthi ngaphambi kokuqedwa, ishiya abatshalizimali benemali engenamsebenzi. 

Ama-NFT aba isizinda esithile salolu hlobo lomkhonyovu ngemuva kokuqhuma kwemakethe ngo-2021. 

Imikhonyovu eminingi ilahlekisele amaphrojekthi e-PFP ngesithembiso sokuletha inani kanye nokuhlanganisa izinsiza ngokuhamba kwesikhathi phansi komugqa ngamamephu emigwaqo amangalisayo angazange alethwe.

UZagabond, umsunguli weqoqo le-blue-chip Azuki NFT, wadala isiphithiphithi emiphakathini ye-NFT ngoMeyi 2022 ngemuva kokuvuma ukuthi wayengemuva kokudonsa amaraga ezigidi zamadola, echaza ukuthi wakha futhi weqa kanjani umkhumbi usuka emaqoqweni amathathu e-NFT - CryptoPhunks, Tendies, kanye I-CryptoZunks.

Ukudonsa kombhoxo ngezinye izikhathi kungase kuhilele ukuhluka kohlelo lwe-Ponzi, lapho abatshalizimali benza khona inzuzo ngokuheha abanye abasebenzisi ngeziqinisekiso zezezimali zokungathembeki.

Izinhlobonhlobo ezahlukene ze-rug pulls can kwenzeke ngisho namaphrojekthi wobufakazi besiteki angakukholisa ukuthi ubambe amathokheni awo kuma-master node.

AMAfulegi ABOMVU APHEZULU OKUYI-10 OKUFANELE UBHEKE NGANOMA YIYIPHI IPROJEKTHI pic.twitter.com/ib1m4AweZz

- I-Rug Pull Finder (@rugpullfinder) Mashi 25, 2022

Imikhonyovu yabalingisi

Umuntu ozenza ongeyena webhizinisi noma enye inhlangano ethenjwayo nezinze kahle angase azame ukukunxenxa ukuthi uthenge i-crypto futhi uyithumele kubo. 

Laba bantu bangazama ukuxhumana nawe ngombhalo, ikholi, i-imeyili, inkundla yezokuxhumana, noma izexwayiso ezizivelelayo kukhompyutha yakho. 

Umkhohlisi uthi kunokukhwabanisa ku-akhawunti yakho noma ukuthi imali yakho isengozini futhi uyala ukuthi uthenge i-crypto futhi uyithumele kubo ukuze balungise inkinga. 

Abanye bakucela ukuthi ufake imininingwane yakho kuwebhusayithi yomgunyathi. Ukuchofoza isixhumanisi kumlayezo wabo noma ukushayela inombolo ku-pop-up kuzokuxhumanisa nomkhohlisi.

Ngokuvamile, laba bakhwabanisi bangase bazame ukukhohlisa abantu ukuthi bathenge izinhlamvu zemali ezintsha ezisanda kukhishwa inkampani edumile. 

Kubalulekile ukucwaninga ku-inthanethi ukuze uqinisekise ukuthi inkampani ikhiphe uhlamvu lwemali noma ithokheni noma ikhiphe i-airdrop.

Ngaphezu kwalokho, abakhohlisi bangase bazenze izikhungo zikahulumeni, abomthetho, noma izinkampani zezinsiza futhi bathi kunenkinga yezomthetho noma ukuthi ukweleta imali. 

Bakuyala ukuthi uthenge i-cryptocurrency futhi uyithumele ekhelini lesikhwama abalinikezayo ukuze ligcinwe. 

Noma, bakuqondisa ku-ATM ye-cryptocurrency futhi bakunike imiyalelo yesinyathelo ngesinyathelo ekuguquleni imali ku-crypto.

Okokugcina, abakhwabanisi babala imisebenzi engelona iqiniso ehlobene ne-crypto kumasayithi omsebenzi, enikeza imisebenzi ukusiza ukunxenxa abatshalizimali, ukuthengisa noma ukumba imayini ye-cryptocurrency noma ukuguqula ukheshi ku-crypto. 

Bakucela ukuthi ukhokhe imali nge-crypto ukuze uqale umsebenzi futhi bakuthumelele isheke elingumgunyathi ukuze ulifake ku-akhawunti yakho yasebhange. 

Ngemuva kwalokho, bazokuyala ukuthi ukhiphe enye imali futhi uthenge i-crypto yeklayenti elenziwe. Ngalesi sikhathi, imali izobe ingasekho, futhi unesibopho sokukhokha ibhange lakho.