The Ibhange Lokuhlala Kwamanye amazwe (BIS) kanye ne-Swiss National Bank (SNB) bakhiphe isethi yokuqala yemiphumela evela ku-Project Helvetia, ukuhlolwa kobufakazi bomqondo okuhloswe ukukhombisa ukuthi i-Swiss franc ingenziwa uphawu njenge I-Central Bank Digital Curren (CBDC).
Idalulwe ngomhla ka-Dec 3, i-BIS ithi Imiphumela khombisa ukuthi kungenzeka yini ukusebenza kanye nokusebenza okusemthethweni kwe-digital franc esetshenziselwa kuphela ukukhokhela amabhange ngamabhange ku-testnet ye-blockchain.
Isendlalelo sephrojekthi ye-Helvetia
Emisebenzini kusukela ngo-2019, ukusebenzisana kwahlanganisa i-BIS, i-SNB, kanye nabahlinzeki bengqalasizinda yemakethe yezezimali i-SIX Group.
Ngaphansi kwemibandela ye- Isivumelwano, eyamenyezelwa ngo-Oct 2019, i-BIS isungule Ihabhu Lokusungula e-Switzerland ngenjongo yokuhlola izimali zedijithali kanye nokuqapha kwemakethe kwesikhathi sangempela.
Ngokungafani neChina digital yuan, okube sematheni enyangeni edlule, ukuhlolwa kwe-Swiss CBDC okuhloswe kuphela ukukhombisa ukuthi ama-CBDC angakwazi ukukhokhela ukukhokhwa kwempahla yamathokheni phakathi kwamabhange.
Lokhu kuhambisana nesimo esishiwo se-BIS sokuthi imali yomthengi ekhishwe yi-blockchain inezingozi eziningi kakhulu ezingacacile.
Ngempela, isimemezelo besifuna ukuthela amanzi abandayo emandleni okukhiqiza i-CBDC egxile kubathengi. Ingcaphuno ifundeka ngokwengxenye:
"Ukuhlolwa akufanele kuhunyushwe njengenkomba yokuthi i-SNB izokhipha i-CBDC enkulu."
Imiphumela yephrojekthi ye-Helvetia
Ngokusho kokutholwe, iphrojekthi ibonise ngempumelelo ithuba lokuxazulula izimpahla ezinamathokheni ngezindlela eziningi usebenzisa uhlaka lwe-CBDC.
Kokunye ukuhlola, i-SNB ikhiphe inguqulo ye-Wholesale CBDC (w-CBDC) ye-Swiss franc ku-blockchain testnet futhi yaxhuma ngempumelelo le testnet neplathifomu ekhona ye-Swiss Real Time Gross Settlement (RTGS).
Iveza lokho ekuzuze ekuhloleni, i-SNB yathi:
โโฆLokho isixhumanisi se-RTGS esikunikezayo mayelana nobulula, asinakho mayelana nezinzuzo ezingaba khona. I-W-CBDC PoC ikhombisa ukuthi ukuhlanganiswa kwemali yebhange eliphakathi namathokheni kanye nezibambiso kungenza ukuthi ukusebenza kungenzeki ngesixhumanisi. "
Naphezu kwalokhu okutholwe kahle, noma yikuphi ukuqaliswa okungenzeka kohlaka lwe-CBDC ngisho nasezindaweni eziningi (okungezona umthengi) kusazophakamisa inani lezindaba ezisebenzayo kanye nenqubomgomo yebhange elikhulu, kusho i-BIS.
Ngalesi sizathu ibhange lalidinga ukuhlola okwengeziwe kobuchwepheshe.