NgoMashi 18, i-HSBC yasayina isivumelwano sokusekela izinkampani ze-fintech ngaphakathi kwezinhlelo zokufukamela ze-Hong Kong Science and Technology Park.
Emcimbini wokusayina, izikhulu zebhange kanye ne-HKSTP zaphawula ukuthi izingxoxo zaziqale unyaka owodwa odlule.
Yini enye eyenzeka emuva ngoMashi ka-2023?
Kungaleso sikhathi lapho, ngaphesheya kwePacific Ocean, iSilicon Valley Bank yawa. Ku-fallout, izungeza imbulunga iye e-London, i-HSBC iqoqe iphothifoliyo ye-SVB yase-Europe yokuqala nge-£1 nje.
Iposi-SVB
I-SVB isungule umkhuba wesikweletu sebhizinisi, ibhizinisi eliqinisekisiwe elihlanganisa ubungozi bokuqalisa nalokho okufanele kube ingxenye egcina imali yebhange, ukuboleka.
I-boom eqhubekayo yenhlanhla ye-Silicon Valley, manje eholwa yigagasi elisha lezinkampani zezobunhloli zokwenziwa, ihehe amabhange amaningi. Amabhange nawo ayazi ngengozi yokusala ngemuva njengoba umnotho womhlaba ukhula ngokwedijithali.
E-California, umjaho wokubhanga isizukulwane esilandelayo sezinkampani ezishintsha umhlaba uyaqhubeka, namabhange amaningana kanye ne-SVB esungulwe kabusha eqhudelana nebhizinisi. I-HSBC izama ukusebenzisa amandla ayo aseYurophu ekubeni i-SVB emhlabeni.
Kepha i-HSBC akuyona iSilicon Valley Bank. Ukukhethekile kwe-SVB esikweletini sokuhweba kuncike kwezinye izici ezihlukile. Kube nokunqikanqika ekunikezeni ama-akhawunti asebhange kwabaqalayo - ikakhulukazi abaqalayo bakwamanye amazwe ababedinga ukutholwa e-US - kanye nenethiwekhi yokusiza izinkampani zokuphuma nama-IPO. Ilawule ubungozi ngokuba nkulu kakhulu ebhizinisini lemali ukuze ivumele enye yezinkampani zayo zephothifoliyo ukuthi izenzekele.
Ukugxila kwe-Fintech
I-HSBC iyisikhondlakhondla somhlaba wonke kodwa futhi iyisikhungo esinelayisensi evamile - iTradFi. Amandla ayo ukuqonda ubunzima bezezimali ezilawulwayo.
Ngokwemvelo ifuna ukudlala ngamandla ayo, futhi lowo mgwaqo nakanjani uyiholela ku-fintech. Nakuba ibhizinisi lase-UK lingaqhubeka nokuphatha iphothifoliyo ebanzi yobuchwepheshe eliyithole ku-SVB, ibhange lithatha isimo sokubheka phambili mayelana ne-fintech, futhi lenza kanjalo e-Hong Kong.
Isivumelwano ne-STP, i-incubator eneziqalo ezibalelwa ku-1,200, ezingaba yi-100 zazo ezikwi-fintech, yakhelwe ukusiza labo somabhizinisi ukuthi baqonde ukuthi bangasebenza kanjani namabhange amakhulu - ukuze babe “abalungile ngamabhange amakhulu”, njengoba u-Bojan Obradović, isikhulu sedijithali se-HSBC. iphoyisa, libeke.
Isivumelwano sihlose ukubeka i-Hong Kong emnyombweni wesu lomhlaba wonke, ukusiza ama-fintech asendaweni ande phesheya kwezilwandle kanye nokusiza ama-fintechs womhlaba wonke ukuthi angene edolobheni (futhi ngokwandisa, mhlawumbe izwe laseChina).
“Sifuna ukuba uzakwethu wamabhange okhethwayo we-fintechs kanye ne-fintech ecosystem,” kusho uLuanne Lim, oyi-CEO yebhange lase-Hong Kong ( osesithombeni).
U-Albert Wong, oyi-CEO ye-HKSTP, uphawule ukuthi ubudlelwano buzohlose ukusiza ama-fintech ase-Hong Kong ukuthi angene ezimakethe ezifana ne-Saudi Arabia ne-United Arab Emirates, ngokusebenzisa “imihubhe yamazwe ngamazwe ehambisana nokuqalwa kwethu nobuchwepheshe bamabhange be-HSBC”.
I-Fintech inobungane
Isivumelwano sithatha iminyaka emithathu, futhi kuhloswe ukuba sibe ngaphezu kwememorandamu yokuqondana evamile phakathi kwamabhange namaqembu asekelwa uhulumeni njenge-HKSTP. (I-HSBC ibambisene ne-HKSTP ezinhlelweni ezihlukahlukene esikhathini esidlule.)
Kuhloswe ukuba kuhambisane nayo yonke imigqa yebhizinisi le-HSBC, kusukela ebhange lebhizinisi kanye nelezitolo kuya engcebweni, umshwalense, izinkokhelo, ezohwebo, kanye nezimakethe ezinkulu.
Ibhange lithi lizothuthukisa izixazululo zezimali ukuze lihlinzekele i-fintechs, futhi lizofaka namathuba okutshala izimali, kokubili kwebhizinisi elilinganayo kanye nezikweletu zebhizinisi. Maningi ama-VC ezinkampani kulokhu, i-HSBC izimisele ngokuba umtshali-zimali kuma-startups futhi ibe ikhasimende leziqalo.
Kepha ukugcina izinto zilula, ibhange linethemba lokugwema izingxabano zangaphakathi zezindleko nezimali ngokwenza lobu budlelwano kuqala mayelana nokweseka i-fintechs, ukuvula ama-akhawunti, ukuwafaka emigwaqweni yokuthengwa kwempahla yasebhange, nokusiza osomabhizinisi ukuthi balawule, intela, nezinye izinto eziyinkimbinkimbi. zezimakethe ezintsha.
“Senze ubambiswano ngaphambilini,” kusho u-Eric Or, inhloko yobambiswano kwa-HKSTP. "Kepha ukuhambisana nokulawulwa kwebhange kunzima kuma-fintechs."
Isivumelwano ne-HSBC siwukugxila ekufundiseni abaqalayo ukuze baqonde ukuthi kusho ukuthini ukusebenza nesikhungo esinelayisensi, somhlaba wonke, okuhlanganisa nokuxoxisana namathimba ebhange okuthobela kanye nobuchwepheshe.
Ungakhohlwa idatha
Ekugcineni, ibhange kanye ne-HKSTP bathi bazothuthukisa inkundla yedatha yemboni ehlukahlukene, exhumanisa ama-startups nebhange kanye namakhasimende alo ngama-API.
Lolu cezu lwedatha lwashiwo kuphela ekudlulisweni - ukugxila kwesivumelwano bekusekwelulekweni nasekuvuleni izimakethe - kodwa kungafakazela ukuthi kubaluleke kakhulu, uma kufezeka.
Amabhange aseHong Kong, okuhlanganisa ne-HSBC, aphuze ukusebenzisa amamodeli amabhange avulekile. Uhulumeni uzame ukwakha inkundla yakhe ukuze ama-SME abelane ngedatha (i-Hong Kong Monetary Authority's Commercial Data Interchange), kuyilapho amanethiwekhi amabhange ayizimbangi ezizwa ebheke endaweni yemakethe yamabhange evulekile (JETCO's APIX).
Isizathu esenza ukuthi isivumelwano sithathe unyaka ukuthi siphele yingoba besibandakanya ibhange ukuthi lithathe izindawo ezintsha, okuhlanganisa ukwabelana ngedatha kanye nesikweletu sebhizinisi, kanye nokudala izinqubo ezizozidinga ngaphakathi ukusekela ukuqaliswa kokuqalisa kwe-fintech. Ngempela, isimemezelo sibonisa kuphela inani elikhulu lomsebenzi wangaphakathi odingekayo ukuze kuhanjiswe inhlangano enkulu kangaka esu elisha.
Unyaka ngemva kwesaga ye-SVB, i-HSBC isiza ama-startups ukuthi alungele ibhange elikhulu, kodwa umbuzo othakazelisayo ukuthi ingabe ingalungela ukuqalisa.
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- Source: https://www.digfingroup.com/hsbc-hkstp/
