Njengoba amafemu ezezimali zempahla aqhubeka nokudlondlobala, ezinye zizobheka ukuthuthukisa ukukaleka komsebenzi wazo wesikweletu kuyilapho ezinye zingase zibheke ukunwebeka zibe izingxenye ezingezansi ezingeziwe, ukuboleka imishini noma izimpahla ezikhetheke kakhulu noma ezinomkhawulo.
izimakethe zesibili. Lezi zinguquko zizophusha lezi zinhlangano ekuthuthukiseni amakhono azo okuhlola isikweletu kuwo wonke umsebenzi wezezimali zempahla yokuhweba.
Ikakhulukazi ekumeni okukhethekile okunjengokunakekelwa kwezempilo noma ukwakhiwa, ukuhlaziya ulwazi lwezezimali lomboleki, okuhlanganisa izilinganiso, ukungena kwemali kanye nokwenza ukuqagela okubheke phambili kuba okubaluleke kakhulu. Buningi lobo buchwepheshe
engakwenza ukusiza ekushayeleni isikali kanye nokwehlisa ingcuphe yesikweletu uma uxhasa ngezimali ezinye zalezi zimpahla.
1. Shayela isikali nge-automation
Amafemu kufanele abheke ekwamukeleni ubuchwepheshe besimanje, okuhlanganisa i-AI ukuze ngokuzenzakalela ukuthwebula nokuhlaziywa kolwazi lwezezimali lomboleki. Amabhange athuthukayo nezikhungo zezezimali sezivele zisebenzisa lobu buchwepheshe ukunciphisa isikhathi sokufakwa kwedatha ngakunye
obolekayo cishe ngo-90%. Ngaphezu kwalokho, abanikazi bamabhizinisi amancane abaningi sebenethezeka ngokwengeziwe ngokwabelana ngolwazi lwabo lwezezimali olugcinwe kumapulatifomu wokubala amafu ngokuqondile nombolekisi wabo, baphinde banciphise kakhulu umthwalo wokufaka idatha.
eqenjini lezikweletu.
Akumele amafemu acabangele ukwenza inqubo yokufaka idatha ngokuzenzakalela, kodwa ukuhlaziya izitatimende zezimali zomboleki, okuhlanganisa ukusebenzisa izibalo zokuhamba kwemali, ukuqagela okubheke phambili, ukusevisa kanye nokuhlolwa kwamandla konke kungenziwa ngokuzenzakalelayo.
kakhulu.
2. Sebenzisa ubuchwepheshe ukukusiza ukuthi ungene ezimakethe ezintsha
Abanye ababolekisi bezimali zempahla yezohwebo bafuna ukunweba ukunikezwa kwabo ezindaweni eziphakeme ezikhethekile, izimboni ezidinga imishini ekhethekile kakhulu engathwala imakethe yesibili elinganiselwe. Ngenxa yalokho, lezi zinkampani zidinga ukugcizelela kakhulu
ekuhlaziyeni amandla omboleki oyisisekelo, kusetshenziswa amashadi athile e-akhawunti, izilinganiso namamethrikhi aqondana nohlobo lwemboni ayisebenzayo. Kulesi simo, indlela 'yokulingana-konke' ingaba yinkinga futhi iholele ababolekisi ekufuneni amasu okusebenza.
noma izisombululo ezingaka kakhulu kusetshenziswa amaspredishithi noma okufanayo.
3. Hlela futhi wenze idatha yakho ibe phakathi
Uma uqala ukuhlanganisa idatha yakho, uqhela kumaspredishithi kanye namathuluzi ahlukene okuhlaziya ababolekayo, uyakwazi ukuhlola iphothifoliyo ejulile. Ukuthi kulinganisa ababoleki bakusasa ngokumelene nephothifoliyo ekhona, kuqhuba izivivinyo zokucindezeleka
futhi kuthiwani-uma izimo noma ubheke kumamodeli okuhlaziya athuthukile, indawo yokuqala kuyohlale kusetshenziswa ubuchwepheshe ukuze kufane futhi kufakwe phakathi idatha yakho yokuhlola isikweletu.
Ukulungiselela amafemu ezezimali zempahla ukuze akhule
Ngaphandle kokuba nezixazululo ezifanele zokuhlola izikweletu ezikhona ukuze zisekele izifiso zazo, amafemu amaningi ezezimali zempahla yezentengiselwano angase azithole esesebenzisa izilungiso zesikhashana eziholela ezinkingeni eziningi lapho zidinga ukuyithola.
umbono ohlanganisiwe wokusebenza kwephothifoliyo yabo.
Amafemu azilungiselele kakhudlwana ayasibona isidingo sokuthuthukisa amakhono azo okuhlola izikweletu ukuze azilungiselele isigaba esilandelayo sokukhula kwawo.
- I-SEO Powered Content & PR Distribution. Khuliswa Namuhla.
- I-PlatoData.Network Vertical Generative Ai. Zinike Amandla. Finyelela Lapha.
- I-PlatoAiStream. I-Web3 Intelligence. Ulwazi Lukhulisiwe. Finyelela Lapha.
- I-PlatoESG. Ikhabhoni, I-CleanTech, Amandla, Environment, Ilanga, Ukuphathwa Kwemfucuza. Finyelela Lapha.
- I-PlatoHealth. I-Biotech kanye ne-Clinical Trials Intelligence. Finyelela Lapha.
- Source: https://www.finextra.com/blogposting/25864/3-tips-to-improve-credit-assessment-in-commercial-asset-finance?utm_medium=rssfinextra&utm_source=finextrablogs
