Ukudluliswa okukhulu kwengcebo kusuka kubantwana bezingane kuya kubafowabo iyaqhubeka, kodwa ukubheka izinombolo kubonisa ukuthi abantu abaningi ngeke bakuthole lokho abakulindele.
Izindleko “ezinkulu” zokunakekelwa kwezempilo zizoqeda ingcebo yama-boomers amaningi ngaphambi kokuthi inikezwe iGen Xers kanye neMillennials, ngokusho kombiko. ukuhlaziywa kusuka ku-CNBC.
Ngaphambili naphakathi kukhona a umbiko evela ku-Fidelity elinganisela ukuthi yimalini abantu okudingeka bayonge ukuze bakhokhele izindleko zabo zokwelashwa.
Umbiko uthola ukuthi abantu abangashadile abaneminyaka engama-65 ubudala ngo-2023 bangase badinge imali engaba ngu-$157,500 elondolozwe ngemva kwentela ukuze babhekane nezindleko zokunakekelwa kwezempilo lapho bethatha umhlalaphansi.
Emibhangqwaneni, leyo nombolo ime ku-$315,000 elondoloziwe.
Ukuze uthole inkomba, inhlolovo yango-2023 evela ku-Transamerica Center for Retirement Studies ilinganisele amazinga amanje okonga komhlalaphansi phakathi kwezizukulwane okukhulunywa ngazo.
- I-Boomers Median Savings - $289,000
- I-Gen-Xers Median Savings - $82,000
- I-Millennials Median Savings - $49,000
Yize kuqhubeka ukudluliswa kwengcebo, abantu abaningi ngeke bathole okuningi, futhi i-CNBC ibuza ukuthi ubani ozo “ceba ngokwanele ukubekezelela ukugula.”
“Izibalo ezigqamayo mayelana nokudluliswa kwengcebo zivame ukufihla iqiniso lokuthi ukunakekelwa kwezempilo kwasebekhulile kubiza ngendlela emangalisayo futhi kuvame ukuqeda ukonga ukuphila kwabantu.
Ama-Boomers akhathazekile ngekusasa lawo lezezimali angase alazi kakhudlwana lelo qiniso. "
A 2022 cwaningo evela enkampanini yokuphatha ingcebo i-Cerulli Associates ithole ukuthi ama-42% okudluliswa kwengcebo enkulu azovela emakhaya anenani eliphakeme kanye nenani eliphakeme kakhulu, okuhlanganisa amaphesenti angu-1.5 kuphela ayo yonke imizi.
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- I-SEO Powered Content & PR Distribution. Khuliswa Namuhla.
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- Source: https://dailyhodl.com/2024/03/09/90000000000000-transfer-of-wealth-will-be-worthless-for-many-due-to-single-overwhelming-expense-report/
