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How embedded finance breaks down barriers to banking

Embedded finance is the fusion of technology and traditional financial services. Its innovation promises to transform accessibility to financial tools for all, and now...

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Realtime Payments: A Threat to Traditional Cross Border Payments

1. Introduction It is no secret to many scholars and stakeholders in the banking industry that technology is quickly reshaping the sector. Indeed, technological advances...

Pioneering a new era in e-commerce and payment processing

The payments evolution can be traced back to the early 90’s with the online sale of a Sting CD, the first-ever known e-commerce transaction. ...

payabl. Secures EMI License in Cyprus

The European payment solution provider, payabl. has secured an Electronic Money Institution (EMI) license from the Central Bank of Cyprus. This license signals a pivotal moment...

No 3. The Evolution of Banking Distribution – From Apps to APIs

Before the introduction of technology, banking had always been a face-to-face business. Yet even personal interactions have evolved from happening anywhere to meetings in...

Beyond Digital Wallets: Navigating BigTech’s Incursion into FinTech

In recent years, BigTech companies, including Google, Apple, Amazon, Facebook, Tencent, and Alibaba (GAAFTA), have been making strategic moves in the payments space, significantly impacting the...

Why Do We Need Strong Resilient Financial System

Resilience is a process and an outcome of effectively adjusting to life's challenges and adversities, specifically through the exhibition of mental, emotional, and behavioral...

From Branches to Bytes: The Banking Revolution Unveiled

As countries undergo digitalization processes, traditional bank office networks are undergoing significant transformations. The imperative to reduce costs is steering banks toward reshaping their roles, with...

Executive Playbook 2024: Crafting Strategies for Payment Success

In the realm of financial services, the trajectory of payments is experiencing a metamorphosis, and the currents of change are set to redefine the very essence...

Cutting through the complexity: How to prepare for PSD3

The PSD2 was a truly historic piece of legislation that laid the foundations for a paradigm shift in financial services. The blockbuster Payment Services...

Five Factors Fueling the Global Scampocalypse

It seems everywhere today, people are talking about being in the midst of a global epidemic of digital scams targeting victims from all directions....

Why Including KYC and SCA Compliance in Your Payment Security Strategy is Crucial

In today's landscape, safeguarding your customers from threats and ensuring a seamless payment experience is more critical than ever before. Enter Know Your Customer...

Combining open banking and AI to level the playing field for households

Today, consumers and households are faced with mounting economic pressures, as they continue to struggle through the unpredictable financial shifts of the past eighteen...

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