Generative Data Intelligence

Tag: Javelin Strategy & Research

Fintechs and Banks: How the partnership is evolving

While fintechs and banks may have once been seen as competitors, their...

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Financially vulnerable consumers are most likely to use BNPL services

Although lower-income consumers are less likely to be offered BNPL services, usage was highest among those who had a credit score under 620. What’s more, 37%...

The power of AI and how it’s transforming the financial landscape

In the rapidly evolving financial services space, artificial intelligence is transforming the way banks and fintechs operate. Over the past few years, the technology has...

Tech companies cast large shadow over tap to pay

At the heart of the issue lies the dominance of Apple’s iOS and Google’s Android operating systems. As of the second quarter of 2023,...

As cybercrime increases, financial institutions must remain on guard

Amid a rapidly evolving digital landscape, cybercrime continues to be a persistent and growing threat for financial institutions, which need to remain vigilant...

3 Ways Finovate Underpins Sustainability – Finovate

Environmental, social, and governance– better known as ESG– initiatives are hot topics across the fintech and banking sectors. And as a fintech and...

Amazon is continuing to bet on BNPL

Amazon is expanding its financial services footprint by letting retailers integrate Amazon Pay—its buy now, pay later (BNPL) option—within their checkout to reach a...

Elon Musk’s X continues push to become a payments company

X, the social network formerly known as Twitter, has secured a currency transmitter license from Rhode Island regulators, underlining its ambitious foray into the...

How financial scams are impacting different U.S. States

Earlier this year, the Federal Trade Commission (FTC) released its most recent data and revealed that consumers reported losing roughly $8.8 billion in 2022 because of...

Shanghai to fully implement Blockchain infrastructure by 2025

According to an article by CoinGeek, Shanghai is setting its sights on becoming an international epicenter for blockchain technology. The initiative will be overseen by a...

Bitcoin ETF is gaining interest worldwide

The quest for the approval of a spot bitcoin ETF (exchange-traded fund) continues to captivate investors and industry insiders. According to the WSJ, since BlackRock submitted...

Generative AI will not affect banks overnight

“Generative AI is indeed a real technological advance,” said Christopher Miller, Lead Analyst  of Emerging Payments at Javelin Strategy & Research. “But it’s not going...

Cloud-based payments are the future, and banks need to get with the program

In corporate banking, adapting to change is crucial. The rapidly evolving demands from corporate clients mean banks must be on the leading edge...

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