Sist oppdatert:
25. april 2024 06:36 EDT
| 2 min lese
Den europeiske union (EU) har formelt vedtatt en ny anti-hvitvaskingsforordning (AMLR), som gjelder for alle leverandører av kryptoaktivetjenester (CASPs).
Lovene vil gi flere krefter til Financial Intelligence Units (FIUs) for å oppdage og bekjempe hvitvasking og terrorfinansiering.
Pr Wednesday’s announcement, the package of legislations would impact crypto exchanges, brokers, regulated under MiCA (Markets in Crypto-Assets Regulation). These laws include “enhanced due diligence measures,” after which, obliged entities including crypto-asset managers must report suspicious activities to FIUs.
“If you want to use a CASP though for buying goods & services with crypto, even outside of a regular business relationship, this CASP will need to perform customer due diligence on you – meaning verify your identity + potential additional KYC/AML measures if the transaction is above €1K,” says Patrick Hansen, Circle’s EU Strategy and Policy Director, wrote in a Tweet.
11/ If you want to use a CASP though for buying goods & services with crypto, even outside of a regular business relationship (so-called occasional transaction), this CASP will need to perform customer due diligence on you – meaning verify your identity + potential additional… pic.twitter.com/2gjTB1y0c6
— Patrick Hansen (@paddi_hansen) Mars 24, 2024
Furthermore, a new body – Authority for Anti-Money Laundering and Countering the Financing of Terrorism (AMLA) – will be established in Frankfurt. This entity will supervise the new legislation on combating money laundering, the announcement read.
Rådet har ikke formelt vedtatt loven ennå og venter på publisering i EUs offisielle tidsskrift, la det til.
Hansen skrev en serie tweets, og forklarte hvordan lovpakken påvirker leverandører av kryptoaktivetjenester i EU.
He started with blaming false news that the crypto media carried before announcing EU’s ban on anonymous crypto transactions. He further confirmed that the new AMLR law “is not a crypto regulation.”
«Det er et bredt AML/CFT-rammeverk som gjelder for institusjoner, såkalte «obliged entities» (OEs). Alle finansinstitusjoner, inkludert CASP-er (leverandører av kryptoaktive tjenester), er OE.
2/ First things first: The AMLR is not a crypto regulation.
It’s a broad AML/CFT framework that applies to institutions, so called “obliged entities” (OEs). All financial institutions, including CASPs (crypto-asset service providers), are OEs. But also non-financial institutions…
— Patrick Hansen (@paddi_hansen) Mars 24, 2024
Hva er nytt for CASPs under EUs AMLR?
EU has already mandated CASPs to follow standard KYC/AML procedures like customer due diligence (CDD) under existing anti-money laundering framework.
Hansen noted that there is nothing new under the new law which changes the already existing rules for CASPs. These include prohibition of services to anonymous users by custodial crypto businesses, prohibiting CASPs to provide accounts for privacy coins, among others.
– Slik sett er heller ikke dette noe nytt. Tidligere versjoner av det foreslåtte AMLR foreslo en strengere tilnærming som ville ha betydd en KYC på opphavsmannen/begunstigelsesmottakeren, men også takket være industriens innsats ble det endelig enighet om en risikobasert tilnærming med ulike alternativer.»
Endringen er imidlertid at parlamentet tidligere har foreslått en endring for å begrense kjøpmannsbetalinger fra en selvdepot-lommebok til €1K.
“This has been removed from the final, agreed on version,” wrote Hansen. “Therefore, you will be able to use your self-custody wallets for buying goods/services in the EU without any restrictions.”
#Introduces #AntiMoney #Laundering #Regulation #Heres #Means #Crypto
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- kilde: https://cryptoinfonet.com/regulation/european-union-implements-updated-anti-money-laundering-regulation-impact-on-cryptocurrency-industry-explained/
