An estimated $90 trillion transfer of wealth is now í gangi as baby boomers begin to give assets to their children – and a new survey shows a massive transfer of debt is happening at the same time.
A whopping 46% of Americans expect to pass on some form of debt when they pass away, according to a new könnun by Policygenius.
The survey shows 58% of people who earn at least $150,000 a year expect their loved ones to inherit their debts when they die.
For those who earn less than $150,000 per year, that number drops to 47%.
Samkvæmt Tölur compiled by Yahoo Finance, the average American household owes about $10,000 in credit card debt, $241,000 in mortgage debt, $59,000 in student loan debt and $22,000 in car loans.
And Policygenius says that among the pool of Americans who expect to leave debt behind, 21% do not have life insurance that would help pay it off.
Zooming out, a total of 43% of baby boomers say their loved ones would need to pay off debts if they passed away now, compared to 52% of millennials.
And 60% of Americans who are currently living with their kids say their loved ones would need to pay their debts if they died today, compared to just 38% of those who don’t live with their children.
Policygenius commissioned YouGov to conduct the survey, polling 4,063 Americans 18 or older with a margin of error at +/- 2%.
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- Heimild: https://dailyhodl.com/2024/04/05/90000000000000-transfer-of-wealth-is-underway-along-with-debt-after-death-tidal-wave-report/
